The Hat Team's Blog by The Hat Team

Montgomery Real Estate & Homes For Sale: 1119 Belmont Street

Montgomery real estate and Homes for sale:
1119 Belmont St, Montgomery AL 36106 Great little bungalow just outside of the historic district. Some renovations have been done and the house is in really good condition. Smooth Move Inspection coming soon so that you can see that this home is priced to sell. Click on photo for an analysis to show you how it is cheaper to own this house than to rent it. Learn more about 1119 Belmont Street or other Montgomery real estate at HatTeam.com or give us a call, 800-428-5239. Search all Montgomery real estate and homes for sale.

Montgomery Real Estate For Sale: 1569 College Court

Montgomery Real Estate For Sale:
1569 College Ct. Montgomery, AL 36106 Mid-century modern architecture at its best. Completely renovated to include gourmet kitchen with granite island, modern style cabinets, stainless steel professional appliances, tongue & groove ceiling, deep stainless steel sink. This home has a new roof, new carpet, inside and exterior paint. The living room has 9' ceilings and vaulted ceiling. Very open floor plan with walls of glass overlooking your very private, lush landscape. This truly unique home was once the private residence of a noted Montgomery architect, one you won't find anywhere else in the historic district. This home is located in the historic Old Cloverdale district on cul-de-sac across from Huntingdon College. You must get inside to appreciate the many amenities and showing is easy. Learn more about 1569 College Court or other Montgomery real estate at HatTeam.com or give us a call, 800-428-5239. Search all Montgomery real ..(read more)

Montgomery Homes For Sale: 2800 Hermitage Drive

Montgomery Homes For Sale:
2800 Hermitage Dr. Montgomery, AL 36111 Come and visit the Gay Meadows community in Montgomery. A neighborhood of large lots, huge trees and is conveniently located in Midtown. This wonderful ranch has a lot to offer with spacious rooms, especially the family room, sunroom with removable window panels, and even a 1/2 bath off the carport. The corner lot location of this house is approximately 3/4 acres so your neighbors are not right on top of you. The special features start with the leaded glass front door, to the built in drawers and desk in the bedrooms. The seller is only the 2nd owner of this lovely home. There is no carpet, only gleaming hardwood floors in most of the house and Parquet floors in the den. Click on the photo for interior photos and an analysis of why it is cheaper to own this house than to rent this home. Learn more about 2800 Hermitage Drive or other Montgomery real estate at HatTeam.com or give us a call, ..(read more)

Montgomery Real Estate For Sale: 284 Pinewood Drive

Montgomery Real Estate For Sale:
284 Pinewood Dr. Millbrook, AL 36054 Fun, casual living in this Grandview Pines home with a cool open floor plan! Spacious great room with corner fireplace that is open to kitchen with breakfast bar large enough for 6! Large corner lot and deep backyard allows for kids and adults to play. Newly painted inside and fresh carpet, make this one ready to move into. And, at under $100,000 for 3 bedrooms, 2 baths, AND 1 car garage, you can't go wrong. Learn more about 284 Pinweood Drive or other Montgomery real estate at HatTeam.com or give us a call, 800-428-5239. Search all Montgomery real estate and homes for sale.

Making the Most of the Montgomery Real Estate Market

Making the Most of the Montgomery Real Estate Market: The Economy, Your Home, Our Commitment We’ll continue with what some consider our strict requirement that buyers be preapproved before we even show them a house, and that sellers take the front-end steps to prepare for a sale by discovering all infrastructure areas that need to be addressed before an offer ever comes to your table. We call it a “smooth move,” and it’s saved scores of sellers from a
delayed closing or even a canceled offer, which the buyer can legally opt out of when something unexpected is discovered. We’ll encourage sellers to make their houses more saleable by addressing curb appeal and recommending actions which stage the house to appeal to the largest number of prospective buyers.

In short, we’re in this for the long haul. We’ve faced up and down markets before. We’ve worked hard to earn the trust of our clients. And we’re not going ..(read more)

Montgomery Real Estate For Sale: 519 Ponce De Leon Avenue

Montgomery Real Estate For Sale: 519 Ponce De Leon Ave. Montgomery, AL 36106 Renovated 3 Bedroom Bungalow You'll love not only the convenient location and charm of beautiful Cloverdale-Idlewild, but you will have to have this renovated bungalow. Step inside and find beautifully redone hardwood floors throughout, 9' ceilings, updated kitchen, and baths and don't forget the "secret" room in the attic. This is a great find in the Cloverdale area that you must see to believe. I know you'll be impressed. Learn more about 519 Ponce De Leon Avenue or other Montgomery real estate at HatTeam.com or give us a call, 800-428-5239. Search all Montgomery real estate and homes for sale.

Does Buying A Montgomery Home Makes Sense?

Does Buying A Montgomery Home Makes Sense? The housing market has never been better for many potential Montgomery home buyers. In fact, more often than not, it is less expensive to own your own home rather than rent. The National Low Income Housing Coalition reports that in 57 out of the 100 most populated metro areas, renting a three-bedroom home is more expensive than monthly costs on a six percent mortgage for a typical low-priced house in the same area. With all the news these days concerning the economic crunch and these tumultuous economic times, you might think I’m crazy saying it is a good time to buy a Montgomery home. Of course, buyers with strong credit are best positioned to take advantage of today’s opportunities. A high credit score will yield a lower interest rate and increase the likelihood that a loan application will be approved. For example, a buyer with a 6 percent mortgage will pay a third less per ..(read more)

Impact Of Credit Crunch In Montgomery Minimal

Impact of credit crunch in Montgomery minimal By Bob Gambacurta Just as it was several months ago, when parts of the nation became swept up in the emerging home mortgage meltdown, the impact was no where near as critical in Alabama and Montgomery in particular, as it was in South Florida, Atlanta, Las Vegas, Arizona and California. For the most part, Alabama banks chose not to participate in making unsound, subprime mortgages. So too is it today in the wake of the credit crisis which has devastated Wall Street and forced Congress to pass emergency relief legislation. Montgomery and most of Alabama has escaped, not totally unscathed but certainly better off than what we read in the newspaper and see on television. Locally, bankers decry the national media coverage as excessive doom and gloom. Alabama banks have money to lend for home mortgages, car loans, business loans and the full range of consumer lending. Loan demand has declined, not for lack of money or because of more ..(read more)

Montgomery AL Real Estate Sales Statistics - September 2008

Montgomery AL Real Estate Sales Statistics - September 2008 Pending home sales activity surged as buyers took advantage of low home prices and affordable interest rates, according to the National Association of Realtors®. The Pending Home Sales Index, a forward-looking indicator based on contracts signed in August, jumped 7.4 percent to 93.4 from an upwardly revised reading of 87.0 in July, and is 8.8 percent higher than August 2007 when it stood at 85.8. The index is at the highest level since June 2007 when it stood at 101.4.
Lawrence Yun, NAR chief economist, said home buyers were responding to improved affordability. “What we’re seeing is the momentum of people taking advantage of low home prices, with pending home sales up strongly in California, Nevada, Arizona, Florida, Rhode Island and the Washington, D.C., region,” he said. "It’s unclear how much contract activity may be impacted by the credit disruptions on Wall Street, but ..(read more)

Montgomery Real Estate Podcast - October 2008

This month's edition of the Montgomery Real Estate Podcast covers Montgomery real estate market activity and then we will talk about how with every change, there are hidden opportunities for both buyers and sellers.

Features special guest Terri Murphy of US Learning.

Program length: approximately 7 minutes
download podcast mp3 file | subscribe to podcast feed

Montgomery Real Estate for Sale: 3402 Royal Carriage Drive

Montgomery Real Estate for Sale: 3402 Royal Carriage Drive Sitting on this beautiful corner lot is this spacious home in Carriage Hills with many amenities. The home has been recently updated with fresh paint, new carpet and more. Off the 2-car carport is a generous storage room. The bedrooms are spacious, the living areas are large enough for those family gatherings and storage is plentiful. There is even a sprinkler system so no worries about manual watering. Underpinning completed in August. This one is priced to sell so come see it today. For more information on 3402 Royal Carriage Drive or other Montgomery real estate, visit our website, HatTeam.com or give us a call, 800-428-5239.

Montgomery Real Estate For Sale In Capitol Heights

Montgomery Real Estate For Sale In Capitol Heights
1933 Windsor Avenue, Montgomery AL 36107

Step inside this unassuming Capitol Heights cottage in Montgomery AL and be prepared to have your socks knocked off! This remarkable renovation boasts gleaming (literally!) hardwood floors, fresh paint, new fixtures and all new blinds. The kitchen has granite tile countertops, tumbled tile back splash and high end tile floor. Beautiful hall bath has new fixtures and tumbled tile walls. Spacious master bedroom has private bath with tile shower, jetted tub, new vanity, and walk-in closet. All this and more at a price you can afford! For moreinformation on this Capitol Heights home or ther Montgomery real estate, visit HatTeam.com or give us a call, 800-428-5239. Search all Montgomery real estate and homes for sale.

Re-capturing The American Dream With Montgomery Real Estate

Re-capturing The American Dream With Montgomery Real Estate In the past, owning a home has always been perceived as a major component of the “American Dream.” Unfortunately, because of the recent real estate market activity, home-ownership is often seen now as more of a nightmare than a dream. But that doesn’t have to be the case! Even in a slower economy, purchasing Montgomery real estate can still be a step toward achieving your own “American Dream!” Inman News offers some reasons why home ownership still has benefits and advantages, including: The opportunity to build equity and create wealth over time. Protection from rent increases or eviction at the whim of a landlord. The pleasures of a relatively larger home, suitable for a family, and with a backyard, garage or other auxiliary space. The freedom — design review boards notwithstanding — to improve, remodel or ..(read more)

“Emergency Economic Stabilization Act Of 2008" Summary

The 'Emergency Economic Stabilization Act' failed to pass congress yesterday. the result being a 777 point drop in the stock market. Most of us are aware of the affect, but don't understand what the Act included. Below is a summary from John Herzog, Alabama's first Certified Mortgage Banker. I. Stabilizing the Economy The Emergency Economic Stabilization Act of 2008 (EESA) provides up to $700 billion to the Secretary of the Treasury to buy mortgages and other assets that are clogging the balance sheets of financial institutions and making it difficult for working families, small businesses, and other companies to access credit, which is vital to a strong and stable economy. EESA also establishes a program that would allow companies to insure their troubled assets.

II. Homeownership Preservation EESA requires the Treasury to modify troubled loans – many the result of predatory lending practices – wherever possible to help American families keep ..(read more)

Montgomery Real Estate & Homes For sale

Montgomery Real Estate: Homes For Sale:
3137 Milan Dr. Montgomery, AL 36109 Move in Ready Home in Forest Hills! Pristine condition and move-in ready! If you are a perfectionist, this precious cottage style Forest Hills home in Montgomery is just for you. Great room has vaulted beamed ceiling, built-in bookcases and cozy fireplace. Large kitchen with glass-front cabinets, and 2 greenhouse windows for those plant lovers! Out back you'll find a large custom deck and professional landscaping to include some pretty spectacular sego palms! "Smooth Move" pre inspection means this one is problem free! For more information on 3137 Milan Drive, visit HatTeam.com or give us a call, 800-428-5239. Search all Montgomery real estate and homes for sale.