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Displaying blog entries 1351-1360 of 1997

Montgomery Real Estate For Sale

363 Ryan Street Montgomery, AL 36107

Like new low maintenance patio home is fresh and ready to move into! Convenient to I-85, shopping, and dining...this open floor plan home makes a perfect first home, downsize home, and works beautifully for a room-mate situation. New carpet, fresh paint, plus refrigerator, washer, and dryer. All for less than you would pay in monthly rent for the same quality space!

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

 You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

Midtown Montgomery Market Trends - Dec 2012

by The Hat Team

With the gift-giving season in full swing, some parents are considering a sizable and meaningful present for their children and/or grandchildren - real estate. This is the sign of a solid trend, with a growing number of parents are currently helping their children purchase homes, whether they’re buying these homes for their sons and daughters outright, helping them pay for closing costs, or coming up with the money for their down payments.

While such a gift is certainly in keeping with the spirit of the season, those who are giving or those relying on monetary donations from their parents or family members to buy real estate should follow some fairly simple underwriting and IRS rules.

  • You can gift a total of $13,000 a person without being taxed on that money.
  • The person giving the gift must file a form 709 (gift tax return) for any gifts over $13,000 per year per recipient.
  • Buyers applying for a conventional mortgage loan must use their own funds for at least 5 percent of their down payment.
  • When buyers are providing a down payment of at least 20 percent of their home’s purchase price, they can rely on gift funds for the entire down payment.
  • Mortgage lenders will need to see documentation showing the origin of gifted funds.
  • A gift of real property is accomplished through a deed. A warranty or grant deed is normally used, but in some cases a quitclaim deed may be appropriate. You will identify the property being transferred and sign, notarize, and register the deed as clear evidence that the property has been given to your children.

As with all major financial decisions, you would be wise to consult your accountant and/or tax attorney before gifting monetary assistance for the purchase of real estate or the property itself.

Take a look at sales figures in our local real estate market for November. Unfortunately, Midtown Montgomery has yet to "jump on the upswing bandwagon." Our numbers continue to disappoint.

Midtown Montgomery real estate sales statistics for November show the number of homes sold decreased by 90% when compared to November 2011. The average sales price increased by 23% to $156,890 during the same period. The median sales prices increased by 14%, and market times increased by 19% or 31 days. The highest selling home price decreased by 27%, and the lowest selling home price was the same.

Midtown Montgomery Nov 2012 Nov 2011
Homes Sold 37 366
Average Selling Price $ 156,890 $ 117,500
Median Selling Price $ 117,500 $ 101,250
Days On The Market 163 132
Highest Selling Price $ 575,000 $ 785,000
Lowest Selling Price $ 3,000 $3,000


The good news is that the level of buyer activity in the Midtown Montgomery market is up substantially, which may mean and upturn ahead.

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

A Modern Christmas To All Montgomery AL Homeowners

by The Hat Team

Yes, it is once again the Christmas season, and each of us has a favorite yuletide memory or a tradition that we include in our celebration each year.  Yet, in our fast-paced world, time marches on and customs change.  Just as real candles on the tree gave way to bubbling lights, twinkling lights, and now LED lights and hand-strung popcorn and cranberries were replaced by tinsel garlands and ribbons, Christmas 2012 brings with it new creations and unusual ideas which may well become traditions over time. Read on for the latest in tree and home decorations, stocking stuffers, unique gifts, and, of course, recipes.

Trees:

Trends for 2012 include an emphasis on skinny trees, metallic trees, and multiple trees spread throughout your home.    HGTV.com suggests thinking outside the box and reflecting your personality and lifestyle when it comes to decorating your tree(s).  Consider, then, silk flowers in your favorite color(s), ornaments made from sheet music or old books, or depicting a theme.  Nature-inspired motifs such as natural materials, birds, the sea, or your favorite animal are possibilities. Some with-it decorators even showcase their hobbies on their tree.  Gardening, golf, cooking…?      

Even tree toppers are changing.  While angels, stars, and bows are still popular additions for the tree in your home, creative sorts are replacing those with a floral arrangement, feathers, Santa’s hat, Frosty, Yoda, a cluster of colorful balls, and even the Eiffel TowerClick here for help in making unusual angels to crown your conifer.

Deck the Halls – and the Walls                                                                                    

Experiment with some low-cost “funky shui” in your home this year.   With a can of spray paint, unwanted picture frames, ribbon, old seasonal greeting cards, and wrapping paper you can achieve the reputation of an inventive decorator as you create unusual wall art, festive displays of branches, colorful lampshade stripes and “Christmas package” pillows, and one-of-a-kind paint-swirled bottles and glasses. 

Unexpected Stocking Stuffers Sure to Surprise

RealSimple.com and Perpetualkid.com have outdone themselves this year in terms of “who would have thought” suggestions for unique stocking stuffers for under $20.  Have fun as you fill those Santa stockings with a robot tea infuser, a hand-held sound effects machine, a cupcake shower cap, or scented straws.  Not full yet?  You can also add paper airplane push pins, permanent bubbles, or HotWheels’ new Ballistiks.  Not “outre” enough for you?  Then embrace the trendy mustache craze and include portable kits for emergency use, bracelet charms, gummy candy, or a baby’s pacifier reflecting the latest fad!

Food, Glorious Food

Tired of relying on standard fare such as plum pudding, Santa cookies, green bean casserole, and traditional turkey? Dare you try saffron turkey, cumin roasted potatoes, pine nut parsnips, and braised red cabbage—all covered in white wine gravy? If so, click here to get started.  Another appetizing menu has all the classics you want for the ultimate Christmas dinner updated with a stylish, modern flare.  FineCooking.com. gives you recipes for champagne cosmos, horseradish bread pudding, lemon thyme spinach, and ginger cake trifle—each sure to please even the most discriminating

 

 palates.

 

Let’s Not forget The Cookies

While chocolate chip, sugar, peanut butter, and candy cane cookies will never go out of style, there should always be room on the table in your  home—and in your stomach—for newcomers of the delicious sort.  Does your mouth water when you imagine chocolate/orange (or chocolate/hazelnut) cookie cups, gingerbread pinwheels, peppermint blossoms, or turtle bites?  If so, then Pillsbury can certainly help satisfy your sweet tooth.

Present Day Presents

Yes, Furbies are indeed back, but they are joined by the not-so familiar WHISKEY STONES and a new WINE-OPOLY BOARD GAME, both available at Gifts.com. Want something more cutting edge? Allmodern.com provides suggestions in 15 different categories and features items such as a gear clock, a molecule building set, and Ipad/Mp3 accessories. 

Amazon.com has compliled—and updates hourly-- a list of toys and games very popular with children this Christmas.  Sought-after selections include Moshi Monsters, Lego Creationary Board Game, and any Angry Birds Star Wars Item.  And, iIn spite of the advent of the IPad, Kindle, and numerous other electronic devices, many children still enjoy reading books and playing board games.  Ask your public or school librarian for age-appropriate suggestions or peruse Amazon’s book lists.

Remember, too, that not all gifts need to be tangible.  The sharing of your time and talents is most appreciated by all recipients, including children.  Think about an outing to a museum or the zoo, a shopping expedition for an Angel Tree child, caroling, cooking lessons, or a project in which the entire family participates,

So there you have it—a modern-day take on many elements of Christmas. There is one more relatively new idea which is quickly gaining in popularity, however, and that is.the determination to slow down, relax a bit, and actually enjoy the season with friends and family.  May your holiday be a rewarding and peaceful one!

Montgomery Real Estate For Sale

2802 S Colonial Drive Montgomery, AL 36111

Incredible mid-century modern featuring many of the periods quintessential details such as roman brick, hard tile floors, real wood paneling, built-ins colorful period tile baths, patio with bar-b-que pit, flagstone entry floor and sliding glass doors. The roof has a sleek modern low pitch with eaves wide enough to leave your windows open even during a heavy rain storm. Recent roof and HVAC will add to the value of this already well maintained vintage 1950's custom built home. Attached oversized garage will hold your car and lots more! Huge corner lot feels like a small estate. Enjoy the rear patio off den with built in grill and fully fenced yard for your children and animals. If a third bedroom is a must there is plenty of sq. ft. where one could be added without too much effort. May well be the most original contemporary home available in Montgomery at present!! Owners have restored the original metal kitchen cabinets and painted the entire home in correct period pallet. Give us or your favorite Realtor a call today! 

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options.  For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

Montgomery Real Estate For Sale

3363 Narrow Lane Road Montgomery, AL 36106

Almost Cloverdale location without a Cloverdale price!! Just try to find a three bedroom two bath home with covered parking, wood burning fireplace, front porch and new roof for this price. Spacious rooms with over 2200 sq. ft. Circular drive for easy in and out. Hardwood floors, new carpet, and double pane windows add to the value of this 1949 home. You will be at no loss for closet space including a large walk in in the main Bedroom. Fully fenced backyard for your animals and nice plantings abound.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

 You can reach Sandra by filling out the online contact form below or give her a call anytime.

Montgomery AL Foreclosure Trends - October 2012

by The Hat Team

There were 820 Montgomery AL foreclosure homes for sale with 1 in every 909 housing units receiving a foreclosure filing in October 2012. The average selling price of a Montgomery AL home was $105,308 and the average foreclosure selling price was $90,944, a $14,364 savings according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 3.38% in October while the number of foreclosed homes dropped from 107 to 104.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.03% lower than national statistics, 0.03% higher than Alabama and the same as Montgomery County statistics in October 2012.

montgomery al foreclosure 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties dropped from 63 homes in September to 52 in October. The number of Auctions rose from 44 to 52 and there is a 6-month rising trend.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

Montgomery Al Real Estate For Sale

2081 Miller Street Montgomery, AL 36107

Slay the rent monster and step up to homeownership! Totally remodeled prior to purchase 2005 and has been successfully rented since then. Nearly new mechanicals means your pocketbook will be protected. And the extra interior storage and 20X12 wired workshop provide space for all your stuff and your puttering! As little as $700 down and payments in the $200's!!! Call now!

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Montgomery AL Real Estate For Sale

4550 Womble Drive Millbrook, Al 36054

This very private home has been "rode hard and put up wet" but offers some attractive features like relatively new AC compressor, recently installed wood-look laminate floors and a big den with masonry fireplace. Also boasts large lot and is walking distance to Post Office and Stanhope-Elmore High. Quiet, settled setting with trees and plenty of space for a garden or large dog(s).

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Montgomery Al Real Estate For Sale

3526 Gilmer Avenue Montgomery, AL 36105

Stylish redo with columned entry, 5-seat breakfast bar and modern open feel. Nice brick patio and landscaping that will make you plenty proud to call this house your new home! Be sure to click on photos to see all the interior shots. Then you're bound to agree that this is a blooming bargain!!

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.comYou can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

Montgomery Al Real Estate For Sale

2722 Oxford Drive Montgomery, AL 36106

A warm welcome from friendly neighbors awaits you at this lovely home in a peaceful, secluded cul-de-sac. Enjoy a pleasant afternoon in the cheerful sunroom or on the large, shaded brick patio. After a dip in the sparkling pool, relax in the swing surrounded by jasmine. The new custom-designed kitchen with adjoining den allows for quality family time. The bathrooms have also been renovated with a to die for tiled shower. The spacious bedrooms each have two closets. Don't miss the 12' x 16' workshop, complete with pegboard and cabinets, which the owner really hates to leave! You owe it to yourself and your family to see what a nice place this is to live.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

 You can reach Sandra by filling out the online contact form below or give her a call anytime.

Displaying blog entries 1351-1360 of 1997

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