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Displaying blog entries 131-140 of 170

Montgomery AL Home For Sale: 1701 Mitford Ct

Friday, June 21, 2013
by The Hat Team

Montgomery AL Home For Sale:

1701 Mitford Ct, Montgomery AL 36106
MLS# 302210

Close To Everything!

1701 mitford ct montgomery al


Extremely convenient location! This is a great custom built home with tons of upgrades. Open floor plan with hardwood floors, nice crown molding, custom-designed mantle with stone surround and wood burning fireplace with gas starter. Lovely kitchen with travertine floors, tile countertops and back splash. Split floor plan with large master suite, huge walk-in closet and garden tub. 4th bedroom off master is perfect for a computer room, study/office or nursery. Attached 2 car carport and fenced in backyard with patio. Close to everything!

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Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form.

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Midtown Montgomery Real Estate Market Trends - June 2013

Thursday, June 20, 2013
by The Hat Team

The housing market outlook continues to be optimistic. Research by the National Association of Realtors® reveals that steady job creation and household formation have been helping release pent-up demand. Home prices are primed to rise in 2013 and 2014 due to lagging housing starts and an ongoing inventory shortage. Americans are also feeling confident in the housing recovery. According to a HouseLogic.com article, More than Half of Americans Think Home Prices Will Rise in Year Ahead, Fannie Mae’s April 2013 National Housing Survey revealed 51 percent of Americans now expect home prices to climb within the next year; up from 32 percent at the same time last year.

Take a look at sales figures in our local real estate market for May 2013.

Midtown Montgomery real estate sales statistics for May 2013 show the number of homes sold decreased by 21% when compared to May 2012. The average sales price increased by 18% to $ 149,493 for the month. The median sales prices decreased by 13%, and market times remained consistent with May 2012.  The highest selling home price increased by 43%, and the lowest selling home price increased by 40% from May 2012.

Midtown Montgomery May  2013 May 2012
Homes Sold 35 44
Average Selling Price $ 149,493 $ 122,453
Median Selling Price $ 105,000 $ 121,000
Days On The Market 139 139
Highest Selling Price $ 665,000 $ 380,000
Lowest Selling Price $ 17,000 $ 10,200

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Economic Factors to Consider When Relocating

Friday, June 14, 2013
by The Hat Team

Whether you are thinking about leaving your Montgomery AL home because of employment, health, a desire for a change of scenery, retirement, etc., a move to a new location is not to be undertaken lightly and requires research on your part to be successful.  While most potential transplants are aware of the need to check out housing costs, moving truckair quality, job market prospects, available health care, specific amenities, and school ratings, not all fully comprehend the economic impact relocation may have on their lives.

Areas worth investigating:

  • Moving expenses:  Inquire about an employee relocation package which covers all or part of the costs of your move.  Even if your new employer doesn’t offer any financial assistance, you might be eligible for partial reimbursement at tax time, which can definitely ease some of your financial stress. (Click here to see which expenses qualify.)  Remember to include the cost of your travel from your Montgomery AL home, lodging, and food in addition to the cost of moving your possessions as you calculate expenses.  (Take advantage of sites such as www.Upack.com or Moving Guru.com to assist you.)
  • Job market:  While you may have secured a well-paying job, what are the prospects for your spouse?  What is the salary range for that field?
     
  • Transportation:  What is the cost of public transportation, fuel, tolls, and parking?  Will you require a second car?  What is the personal property tax rate for autos in your new location?
     
  • Municipal fees:  Are there additional costs particular to your new municipality?  What is the average rate of utilities?  Are parks, playgrounds, and museums free?  Contact the Chamber of Commerce in your new city for this type of information.
     
  • Overall cost of living:  Since you will need to compare the average cost of living you had in your Montgomery AL home with that of your new surroundings, you will want to take advantage of sites such as Best Places for actual facts and figures related to food, housing, utilities, transportation, health costs, and salaries in each location.  For even more detailed information about these categories, you can’t go wrong with that supplied by Numbeo.com.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Should You Pay-off Your Mortgage Early?

Thursday, June 6, 2013
by The Hat Team

With interest rates so low and economic uncertainty so high, it is no wonder that many owners of Montgomery AL homes are considering paying off, or at least paying down, their mortgages earlier than expected. The topic is a homecontroversial one, however, with real estate and financial experts vociferously arguing about both the advantages and disadvantages of such a move.

Proponents of early pay-offs cite benefits such as a strong sense of financial stability, added housing security, and financial flexibility, whereas opponents point out the loss of liquidity and investment opportunities.  Both sides agree, however, that you should pay off high interest loans first, establish a comfortable emergency fund, and utilize a mortgage calculator to analyze financial gain or loss incurred in the early pay-off of the mortgage on your Montgomery AL home.

In the event that you decide that you do wish to own your Montgomery AL home free and clear now—or in the near future-- there are steps you need to follow.   First, the process is the same whether you obtained your loan from a bank, a credit union, or a mortgage broker/banker. You signed a promissory note and a deed of trust (or mortgage) which was recorded among the land records in the jurisdiction where your property is located.

Before you send in a check, contact your lender and get a written payoff statement, which will include a per-diem interest. Remember that interest accrues daily, and you have to pay the lender up to the date it actually receives your check.( Many title attorneys actually send the lender a few more days' interest just to be on the safe side. Legitimate lenders will refund any overage.)

After you have paid the lien off, some documentation (release or satisfaction) must be recorded among those same land records reflecting that the loan has been paid in full. Talk to your lender as to its procedure. Most will take care of recording the release for a nominal fee; some will send you the promissory note and deed of trust marked "paid and canceled" and ask you to handle the recording.  Be sure you get the original documents back from the lender.

You should also (1) advise your insurance carrier in writing that you no longer have a mortgage; (2) request the real estate taxing authorities in your jurisdiction send you the original tax bills; and (3) stop any automatic payments with your bank.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Montgomery AL Home For Sale: 3272 Gatsby Lane

Monday, June 3, 2013
by The Hat Team

Montgomery AL Home For Sale:

3272 Gatsby Lane, Montgomery AL 36106
MLS# 301622

Neat, Clean and Ready for New Owner!

3272 gatsby lane


This wonderful Hillwood end-unit patio home is ready to welcome a new owner! With special thought to the floor plan, this architect paid special attention to large, open spaces and circular flow. And, a design twist...there are double doors from the 3rd bedroom into the foyer, giving it dual use as a den/study/home office. Out back, don’t miss the covered patio with new indoor/outdoor carpet, fully fenced private back yard, and wired storage building. Parking in rear, so curb appeal stays neat and clean!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

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Montgomery AL Real Estate: 1254 Gregory Ave

Monday, June 3, 2013
by The Hat Team

Montgomery AL Real Estate:

1254 Gregory Ave, Montgomery AL 36111
MLS# 301595

Fabulous Estate-like Setting!


Fabulous estate-like setting in Edgewood. Situated on a huge beautiful lot, this home is both spacious and comfortable. If you are looking for a lot of room to spread out, this home is perfect inside and out. Simply wonderful for entertaining or relaxing with family and friends. Eat-in kitchen has been nicely updated with granite. Features include a lovely living room, dining room and den with built-ins and the best side porch where you could read or have a cocktail. This house is a deal for the neighborhood. Hurry and check it out!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Home For Sale: 27 Creek Dr

Saturday, May 25, 2013
by The Hat Team

Montgomery AL Home For Sale:

27 Creek Dr, Montgomery AL 36117
MLS# 301449

A Tucked Away Gem!


Natural beauty and lots of space! This gem is so tucked away on a quiet street, you may never be bothered by noise or unwanted guests. Inside your family will enjoy the formal living and dining areas as well as the HUGE family room with fireplace, built-ins, and vaulted ceiling. The kitchen has just been remodeled and will knock your socks off! Find plenty of room to spread out in the bedroom wing of the house, with 4 LARGE bedrooms, two full baths, one half bath, and tons of storage closets. If laundry is your thing (did I just say that?) then you will flip over the spacious laundry/utility room with large sink and hang/dry area. Another lagniappe is the "bonus" room off the kitchen that would make a great home gym, home office, craft room, or play space for the kids. Out back relax in the natural area of the yard under the shade trees, or take a cool dip in the in ground swimming pool. Two car carport rounds out the wonderful amenities this home has to offer.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Midtown Montgomery Real Estate Market Trends - May 2013

Thursday, May 23, 2013
by The Hat Team

We've heard much about investors playing a role in the housing recovery, but they aren't the only major players. According to results from the Campbell/Inside Mortgage Finance HousingPulse Tracking Survey for March, first-time homebuyers and current homeowners are also building a strong presence as they dominate the non-distressed market. Investors accounted for 13.3 percent of the market share for non-distressed properties, while current homeowners represented 50 percent of the market. First-time homebuyers also made up a significant portion at 36.8 percent. Read the entire article here.

Increased home sales result in higher prices. Are you an investor or a current home owner thinking about buying this spring? Now couldn't be a better time to buy...before prices increase and interest rates remain low. Contact me and together we can get the ball rolling.

Take a look at sales figures in our local real estate market for April 2013.

Midtown Montgomery real estate sales statistics for April 2013 show the number of homes sold increased by 3% when compared to April 2012. The average sales price decreased by 31% to $101,239 for the month. The median sales prices decreased by 11%, and market times increased by 15 days.  The highest selling home price decreased by 63%, and the lowest selling home price increased by 37% from April 2012.

As is often the case in an area like Midtown where prices vary widely, a single $600,000 sale skewed the April 2012 average selling price to an unrealistic high.  Last month's average is far more representative of reality.

Midtown Montgomery April  2013 April 2012
Homes Sold 32 31
Average Selling Price $ 101,239 $ 147,652
Median Selling Price $ 89,000 $ 100,000
Days On The Market 145 130
Highest Selling Price $ 222,000 $ 600,000
Lowest Selling Price $9,500 $6,000

 

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Montgomery AL Home For Sale: 822 Felder Ave

Tuesday, May 14, 2013
by The Hat Team

Montgomery AL Home For Sale:

822 Felder Ave, Montgomery Ave 36106
MLS# 300881

In the Heart Of Old Cloverdale!


Don't miss this opportunity to live in the heart of OLD CLOVERDALE, fronting one of its many quaint parks! This impressive home has big living space for you and your family to spread out. LARGE formal living and dining rooms, HUGE kitchen and eating space with lots of light, a master suite and a cozy den are all located downstairs. Up the grand staircase you will find 3 more well-proportioned bedrooms and a newly renovated bath, plus a great landing perfect for upstairs den or kids play area. A big back yard has tons of potential, and you are just steps away from Cloverdale Park!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

Add Comment

Stay Cool and Save Money With Energy Saving Tips

Thursday, July 12, 2012
by The Hat Team

Summer is here, accompanied by heat, humidity, and high electric bills. Depending on your location, the size of your home, and utility costs in your area, summer often brings the highest monthly bills of the year. The good news, however, is that there are some easy tips to help keep you cool in your Montgomery AL home and save a little money at the same time.

thermometerReduce the heat inside your Montgomery AL home:

  • Use a microwave oven, slow cooker, or barbecue grill rather than your oven.
  • Put lids on pans to hold the heat in while cooking.
  • Do "wet" chores (washing clothes or dishes, mopping floors, watering indoor plants, etc.) in the early morning or at night when it's cooler. This will help to keep humidity down.
  • Lower your shades and close your curtains to keep the sun out.
  • Seal windows and doors efficiently to keep the cold air inside and the hot air outside.
  •  Install efficient lighting that runs cooler. Only about 10%–15% of the electricity that incandescent lights consume results in light—the rest is turned into heat.

Lower energy usage:

  • Most hot water heaters have thermostats that may be set to 140 degrees for hot water. This usually isn't necessary--turn the thermostat down to 120 or 115.
  • Take a short shower, say about 5 minutes, and you'll only be using one third of the amount of hot water than you would with a bath.
  • Don't use the drying function in your dishwasher. Let the dishes air-dry.
  • Wash only full loads of dishes and clothes. Dry your clothes on hangars or outside your Montgomery AL home.
  • Turn off computers, printers, copiers, and home electronics when they are not in use. Surge protectors that allow you to plug several items into one strip with an on/off switch make this even easier.
  • Turn thermostats to78 degrees when at home; 85 degrees when away.
  • Use fans to circulate cool air.
  • Close any central air registers in empty and/or unused rooms.
  • Turn down the temperature of your water heater to the warm setting (120°F)
  • Keep lots of food in your refrigerator to keep it from warming up too fast when the door is open.

Now you have no excuse for not implementing at least a few tips for staying cool and saving money on your utility bills this summer.  For more helpful hints, visit MyTwoDollars, Energysavers.gov, and the Department of Energy.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Displaying blog entries 131-140 of 170

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