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Displaying blog entries 1631-1640 of 1997

Montgomery Real Estate For Sale: 1483 South Perry Street Montgomery, AL 36104

MLS#274704

 

So grand a governor once lived here! And once you step inside, you will see why. Space, space, space abounds in this turn-of-the-century home. Soaring coffered ceilings, formal living room, big parlor/music room with pocket doors, and banquet sized formal dining room will make you the envy of Garden District entertaining. And, not to forget more informal family time, the updated kitchen opens to big breakfast area with built-in seating and cozy den/keeping room with fireplace. Out the French doors you will find a tranquil beautiful courtyard style side yard with brick terrace and wonderful landscaping. Upstairs there is a spacious master bedroom with tons of closets and big updated bath. Three more well proportioned bedrooms upstairs means everyone has room to spread out. And, there is a walk-up attic with room sized cedar closet for even more storage. Don't miss your opportunity to live the good life...call your favorite REALTOR today for a private tour of this stately home! 

Learn more about 1483 South Perry Street and other Montgomery Real Estate by visiting HatTeam.com

Search all Montgomery Real Estate and homes for sale.

 

Montgomery Real Estate For Sale: 610 Ponce De Leon Avenue Montgomery, AL 36106

MLS#274734

Covered front porch and swing invite you into this quaint Cloverdale cottage! Once inside you will find all the charm that makes homes in this historic neighborhood so special...like window seats, French doors, transoms, and wonderful hardwood floors. Traditional layout actually offers options for room assignments, as the current family use the living room as a "catch all" area and the open dining room as a den/sitting room. Cozy breakfast room has space to seat a table of four comfortably, and has a classic built in china cabinet. Updated kitchen means all you have to do is start preparing meals! Back yard is an outdoorsy-type's dream, with deck overlooking large fenced yard. Storage galore with tons of space under the deck and in a detached metal storage unit. Just because the tax credit is over does not mean you have to stop buying, so come on...this one's waiting! 

Learn more about 610 Ponce De Leon Avenue and other Montgomery Real Estate by visiting HatTeam.com.

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6 Reasons To Buy Rather Than Rent a Montgomery Home

by The Hat Team

Many Montgomery renters are finding that they get more ‘bang for their’ buck if they buy a home rather than rent one. With affordable prices, low interest rates and tax incentives, Montgomery home ownership makes more sense than ever.

6 Reasons to Buy Rather Than Rent Montgomery Home

montgomery home1. Buying doesn’t always cost more.
The Associated Press reports the gap between buying and renting has decreased $550 in the last three years.

2. Affordability is at an all-time high.
Nationwide, prices have declined by nearly 20-40%.

3. Tax benefits for home ownership saves money.
The biggest tax break is the mortgage interest deduction. Most of your mortgage payment goes to interest which is tax deductible. Property taxes and mortgage insurance are also tax deductible.

4. Many loans require no down payment.
Veterans Administration (VA) loans and many first-time home owner loans don’t require a down payment.

5. Mortgage rates are at all-time lows.
Mortgage interest rates are the lowest we have seen in 30 years.

6. You own it.

There is nothing like pride of ownership…and you can do anything you want to do. You can paint it any color you want, make improvements, and landscape to your own taste..

Search all Montgomery homes for sale.

 

Montgomery Real Estate For Sale: 1803 Madison Avenue Montgomery, AL 36107

MLS #274369

Meet Me at the Lions! That'll be your invitation to friends and relatives when you make this handsome brick bungalow your new home.  Located on one of Capital Heights best-known corners, Madison "at the lions."  And renovated by one of Montgomery's "young lion developers" to include a kitchen full of great new cabinets and two full baths with the best of old house detailing plus new fixtures as well.  Even an unfinished basement you can make a workshop or maybe a man cave! And door is wide enough that you could also convert it to a garage for your boy-toys, too!  Speaking of cars, etc., you'll love the convenience of entering your rear parking not from Madison Ave. but from the quiet side street.

Learn more about 1803 Madison Avenue and other Montgomery Real Estate by visiting HatTeam.com.

Search all Montgomery Real Estate and homes for sale.

 

Interested in conserving the environment? Intrigued with the idea of providing a haven for neighborhood wildlife AND reducing the amount of work, water, and chemicals needed to keep your landscaping alive, well, and attractive? Read on…

Winter is the perfect time to plan a backyard wildlife habitat for your Montgomery home and design a garden that provides essential kinds of wildlife, montgomery homesuch as birds, butterflies, amphibians, and small mammals. Because natural environments are quickly disappearing due to rapid development, greener gardening techniques which are mindful of the ecosystems and needs of native creatures have become essential.

There are many online sites which provide detailed instructions for turning your property into a mini-sanctuary for wildlife, but the initial steps are relatively simple and include providing food, water, cover, and space.

Provide Food for Wildlife

Everyone needs to eat! Planting native herbs, grasses, shrubs, and trees is the easiest way to provide the foliage, nectar, pollen, berries, seeds and nuts that many species of wildlife require to survive and thrive. You can also incorporate supplemental feeders and food sources.

Supply Water for Wildlife

Wildlife need clean water sources for many purposes, including drinking, bathing and reproduction. Water sources may include natural features such as ponds, lakes, rivers, and wetlands; or human-made features such as bird baths (change water 2 to 3 times per week), puddling areas for butterflies, installed ponds, or rain gardens.

Create Cover for Wildlife

Wildlife require places to hide in order to feel safe from people, predators, and inclement weather. Use things like native flowers, leaves, shrubs, thickets, brush piles or even dead trees. Remember to utilize both the horizontal and vertical spaces in your yard.

Give Wildlife a Place to Raise Their Young

Wildlife need a sheltered place to raise their offspring. Many places for cover can double as locations where wildlife can raise young, from wildflower meadows and bushes where many butterflies and moths lay their eggs to caves where bats roost and form colonies.

Green gardening for your Virginia Beach home targets a reduction in water and chemical use, a decrease in the size of the area covered with turf grass, and generous use of mulch. How you maintain your garden or landscape (either formal or casual) can have important positive or negative effects on the health of the soil, air, water and vegetation that we all use! Here are some sustainable gardening techniques that you will help you conserve and protect our natural resources.

Mulching

Mulch helps keep water in the soil and available to the plant, rather than evaporating into the air. This can help reduce water consumption. As mulch breaks down, it provides nutrients to the soil, which can help reduce or eliminate the need for additional fertilizers. Be sure to use mulches that are from sustainable forestry practices (not Cypress tree mulch) and are free from pests and diseases. Your cooperative extension office can help you find sources of mulch in your local community.

Reducing Lawn Areas

Grass lawns often require chemicals and frequent maintenance. Gas-powered lawnmowers produce high amounts of greenhouse gases, which contribute to the air pollution that causes global warming. Since lawns are often made of only a few types of plants that most animals do not consume, they do not provide a lot of value for wildlife. Replacing grass lawns with native wildflowers, bushes, and trees provides the food, shelter, and cover that help to maintain healthy, natural ecosystems and reduces your time and labor working on the lawn!

Xeriscaping

Xeriscaping is an approach to landscaping that minimizes outdoor water use while maintaining soil integrity through the use of native, drought-tolerant plants. This is a common practice in drier areas, where water supplies and water quality are in very short supply.

Removing Invasives and Restoring Native Plant Communities

Native plants are better for the environment than exotic plants, generally requiring less fertilizer and other additives, less water, and less effort in pest control. They are especially important to native wildlife, such as pollinators, that may have coevolved with a particular species. Pollinators often rely on a certain type of flower as a source of food, while the flower depends on the pollinator to transport its pollen to other flowers for reproduction. When non-native or exotic plants are used, they often upset the delicate balance of a local ecosystem and sometimes even out-compete native species (hence the term invasive) to the point of extinction. Wildlife benefit more when native plant communities remain intact or are restored to their natural habitats, thus providing the best source of food for wildlife.

How to get started? Inventory what is presently in the backyard of your Montgomery home and consider what can stay, what should go, and what is needed. Locate a list of plants and trees that are native to your area. Contact your local nurseries or agriculture extension office or search for assistance on line. Two informative sites are National Wildlife Federation and Wildlife Habitat. Also, give yourself a pat on the back for helping to restore natural habitats--and look forward to spring!

What Is HAFA? What Does It Mean For Montgomery Home Owners?

by The Hat Team

HAFA or Home Affordable Foreclosure Alternatives, is a program initiated by President Obama on November 30, 2009. HAFA helps families in distress who are having difficulty selling their homes. HAFA along with HAMP, the Home Affordable Modification Program, to revitalize the real estate market.

HAFA provides incentives to families to take advantage of selling their Montgomery home by means of a short sale (the home is sold for less than the value of the loan), or a deed-in-lieu of foreclosure (the home owner voluntarily gives the deed to the lender.

HAFA helps families quickly sell their Montgomery homes by giving them pre-approved short sales terms before listing the property. They are fully released from future liability for the first mortgage debt, and can receive $1,500 for borrower relocation assistance. HAFA also allows investors and servicers to receive financial assistance for administrative costs, processing fees, etc. The program sounds simple, but is actually quite complex with many guidelines and rules. HAFA officially began on Monday, April 5, 2010 and will end on Monday, December 31, 2012.

Here you can watch ‘An Animated HAFA Story’, an informative video explaining HAFA…

I am a Certified Distressed Property Expert (CDPE), trained in helping families in distress avoid foreclosure. Are you or someone you know behind on mortgage payments? You do have options! A short sale may be what is needed to save your, your family and your credit. Please contact me anytime for a private consultation.

Montgomery Real Estate Sales Statistics - March 2010

by The Hat Team

Pending home sales rose sharply in February, potentially signaling a second surge of home sales in response to the home buyer tax credit, according to the National Association of Realtors®. Contracts signed in February, rose 8.2 percent above February 2009. The data reflects contracts and not closings, which usually occur with a lag time of one or two months.

Lawrence Yun, NAR chief economist, said the improvement is another hopeful sign. “The rise in pending sales may signal the early stages of a second surge of home sales this spring. The healthy gain hints home prices are continuing to flatten. We need a second surge to reduce inventory and stabilize home values.”

Let's look at March real estate sales to see how the Montgomery AL real estate market is faring.

Montgomery AL real estate sales statistics for March show pending sales have decreased by 11% in 2010 compared to March 2009. The average sales price increased by 14% to $149;265 while sold listings were up by 19% from 2009.  Market times were 68 days more than 2009.

Midtown
Montgomery

Pending
Sales

Sold
Listings

Average
Market Times

Average
Sales Price

Mar 2010

51

37

163

$149,265

Mar 2009

57

30

95

$129,037

For the latest Montgomery AL real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

Buy or Refinance Your Montgomery Home NOW!!

The federal Home Buyer Tax Credit ends in just two weeks. Time is running out for you to take advantage of this incredible opportunity to get FREE money from the government to buy a home.

1.  Home Buyer Credit Act

  • DEADLINE: April 30, 2010 (June 30th with a signed, binding contract).

  • montgomery homeELIGIBILITY: First-time buyers and repeat buyers (those who have owned and lived in one residence for 5 consecutive years of the last 8).

  • INCOME LEVELS; $125,000 individual and $225,000 for couples.

  • PURPOSE Allows Montgomery home buyers to receive a tax credit (which may be claimed on this year’s taxes) of $6500 to $8,000.

***Remember that a tax credit is a dollar-for dollar reduction in what a taxpayer owes. If the credit exceeds the amount owed, a refund will be issued.

2. Home Affordable Refinance Program (HARP)

  • DEADLINE: June 2010
  • ELIGIBILITY: The mortgage loan on your Virginia Beach property must be owned by Fannie Mae or Freddie Mac and owner occupied.  Property may include 1 to 4 units. Current mortgage must be paid current and up to date. Loan-to loan value cannot exceed 125% (previously 105%).

  • PURPOSE: To extend underwriting guidelines so as to allow “underwater” mortgage holders (those with loan balances which exceed the value of their Montgomery home) to avoid foreclosure.

3. MILITARY SERVICE MEMEBERS Exception!

If you are a service member on official EXTENDED duty outside of the United States for at least 90 days during the period Jan. 01, 2010 to April 30, 2010, you are GRANTED A 1 YEAR EXTENSION on the First-Time Homebuyer Credit.  That means you have to be under contract by April 4, 2011 and close by June 30, 2011. 

Contact us today for help getting you home buyer tax credit!

Montgomery Homes For Sale: 3207 Capstone Court

by The Hat Team

Montgomery Homes For Sale:

3207 Capstone Court, Montgomery AL 36106

MLS# 273538

montgomery homes for sale

No "Heavy Lifting" Required! Paint and a tiny bit of carpet is all you'll need to make this bargain-priced 4 bedroom your family's next home!  30-year roof, granite countertops and lots of upscale landscaping are already in place.  And you're going to love the floor plan with its huge light-filled great room and separate den/study that might even qualify as a "man cave!"  Buy with as little as $750 down on the FHA step-up program. 

Learn more about 3207 Capstone Court and Montgomery homes for sale.

Search all Montgomery homes for sale.

Montgomery Real Estate Podcast - April 2010

by The Hat Team

Sandra Nickel of The Hat Team presents:





This month's edition covers Montgomery real estate market activity and with this being the last month for the $8,000 tax credit extension, we'll discuss how buyers and sellers are taking advantage of this opportunity!

Features special guest Terri Murphy of US Learning.


Program length: approximately 8 1/2 minutes

Displaying blog entries 1631-1640 of 1997

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