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Displaying blog entries 1751-1760 of 1998

Montgomery Homes For Sale: 929 Cloverdale Road

Thursday, May 21, 2009
by The Hat Team

Montgomery Homes For Sale:

929 Cloverdale Road, Montgomery AL 36106
MLS# 264372
 

Updated and move-in ready! This wonderful Old Cloverdale home boasts spacious rooms, high ceilings, and beautiful refurbished heart pine floors. Great kitchen with custom cabinets and granite countertops. There actually are 3 full bedrooms, but access for one is through another. Wide central hallway is big enough for kids to play in and has great built-in bookshelves. Floored attic space could easily be finished off for another HUGE bedroom and bath or bonus room. Out back you'll find a covered porch, terrace, and a deep private yard with mature trees and heirloom shrubs. Within walking distance to Cloverdale Park and just around the corner from Cloverdale's dining and entertainment district!

Learn more about 929 Cloverdale Road and other Montgomery homes for sale at HatTeam.com.

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Montgomery Real Estate: 2220 Felder Terrace

Wednesday, May 20, 2009
by The Hat Team

Montgomery Real Estate:

2220 Felder Terrace, Montgomery AL 36106
MLS 261094

Looking for low maintenance, lock-it and leave-it and move-in condition? Look no further! This Old Cloverdale charmer has been totally updated to include brand new custom kitchen with stainless appliances and granite countertops. Spacious rooms and gleaming hardwood floors downstairs are perfect for entertaining, and you'll love the New Orleans style brick courtyard out back. Professionally landscaped front yard adds to the appeal, and all this within walking distance to the Cloverdale entertainment district. Check this one out before someone else beats you to it!

For more information on 2220 Felder Terrace and other Montgomery real estate visit HatTeam.com. 

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10 Steps To Montgomery Home Ownership

Friday, May 15, 2009
by The Hat Team

The thought of buying a home can be overwhelming for many Montgomery home buyers and understandably so, as buying a home is one of the biggest decisions most of us make. Below are 10 steps to Montgomery home ownership that will make home buying a little less daunting:montgomery home

 

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develop your home wish list. Then, prioritize the features on your list.

3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment?  Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.

7. Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

10. Give us a call. An experienced REALTOR® is the best person to guide you through the home buying process.

Learn more about buying a Montgomery home at HatTeam.com.

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Montgomery Real Estate For Sale: 3230 Wellington Road

Tuesday, May 12, 2009
by The Hat Team

Montgomery Real Estate For Sale:

3230 Wellington Road, Montgomery AL 36106
MLS #264335  

Get the best of both worlds with this big beauty: a traditional living room plus a huge family room with vaulted ceiling and skylights, both with fireplaces. And because the dining room opens onto both family room and kitchen, you'll never get stuck off by yourself doing food prep or cleanup while everyone else is having fun!  

A stylishly updated kitchen plus new carpet and vinyl are just two more reasons to make sure you see (and buy) this one! For your other half there's a great workshop for all his "treasures" and a shady deck for the grill. And 3 full baths mean privacy for everyone when it counts the very most!  

Cloverdale-Idlewild is the perfect neighborhood for families who love activity. From the free spring concerts in the Cloverdale Bottom Park gazebo...to the 4th of July Parade...to the annual Christmas caroling festivities, there's something for every season and every taste. In between, you're just blocks from the Cloverdale entertainment district with its restaurants and night-spots, independent theater and quaint shops.

 

For more information about 3230 Wellington Road and other Montgomery real estate, visit HatTeam.com. 

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What to Do Before Selling Your Montgomery Home

Friday, May 8, 2009
by The Hat Team

Spring is here! If you are thinking of selling your Montgomery home this spring, now is the time to start getting ready to sell. Below are 5 things to do before putting the ‘For Sale' sign in the yard: montgomery home, sale sign

1. Have a pre-sale home inspection. Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of the trouble areas that will stand out to potential buyers, and you'll be able to make repairs before open houses begin. 

2. Organize and clean. Pare down clutter and pack up your least-used items, such as large blenders and other kitchen tools, out-of-season clothes, toys, and exercise equipment. Store items off-site or in boxes neatly arranged in the garage or basement. Clean the windows, carpets, walls, lighting fixtures, and baseboards to make the house shine. 

3. Get replacement estimates. Do you have big-ticket items that are worn our or will need to be replaced soon, such your roof or carpeting? Get estimates on how much it would cost to replace them, even if you don't plan to do it yourself. The figures will help buyers determine if they can afford the home, and will be handy when negotiations begin.  

4. Find your warranties. Gather up the warranties, guarantees, and user manuals for the furnace, washer and dryer, dishwasher, and any other items that will remain with the house. 

5. Spruce up the curb appeal. Pretend you're a buyer and stand outside of your home. As you approach the front door, what is your impression of the property? Do the lawn and bushes look neatly manicured? Is the address clearly visible? Are pretty flowers or plants framing the entrance? Is the walkway free from cracks and impediments? 

Learn more about selling your Montgomery home at HatTeam.com. 

What is your Montgomeryhome worth?

 

www.REALTOR.org/realtormag Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS® . Copyright 2003. All rights reserved.

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Montgomery Homes For Sale: 1302 S Hull Street

Wednesday, May 6, 2009
by The Hat Team

Montgomery Homes For Sale:

1302 S. Hull Street, Montgomery AL 36104
MLS# 264151

Queen Anne cottage totally renovated and a delight! Elegant living and dining rooms, great modern kitchen, high style bath with direct access to master bedroom. 3 handsome decorative fireplaces. Laundry room large enough for computer area or crafting. Extremely private rear patio plus sittable front porch for swinging and people-watching. Active neighborhood association, great little pocket park 2 blocks away with an unofficial "dogs and dog-lovers get together" weekly. Priced below market for quick sale.

For more information on 1302 S Hull Street and other Montgomery homes for sale, visit HatTeam.com or contact Sandra Nickel at 800-428-5239.

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Montgomery Real Estate For Sale: 2010 Hull Street

Wednesday, May 6, 2009
by The Hat Team

Montgomery Real Estate For Sale:

2010 Hull Street Montgomery AL 36104

MLS# 264047

 

Classic lines and symmetry are just the tip of the iceberg in what you'll find in this Garden District treasure! From the moment you walk onto the covered front porch, you'll know you've found the one. Beautiful hardwood floors throughout, exquisite moldings, and original doors with working transoms are a few of the wonderful traits this home has to offer. The spacious living room boasts fireplace and original built-in bookcases for all you collectibles. Cozy sunroom has great bookshelves and would make a great home office or study. The formal dining room is large enough for the grandest dinner parties, and the breakfast nook with built-in china cabinets is perfect for morning coffee or intimate meals.

 

The kitchen is bathed in light from a wall of windows, and the huge walk-in pantry provides storage while eliminating the clutter of overhead cabinets. On the main level, there are actually three bedrooms and two baths, however the current owners have utilized the bedroom off the master as a closet/sitting/dressing room and use the big front bedroom as a media room. Upstairs is a large landing area with storage space and room for a computer desk.

 

The HUGE recreation room could serve multiple purposes and there is even an additional guest bedroom and bath. Be sure not to miss the basement perfect for storage, wine cellar and storm shelter. Out back is a deck, manageable courtyard-style yard, and a roomy 2 car garage. 


For more information on 2010 Hull Street and other Montgomery real estate visit HatTeam.com.

 

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Montgomery Real Estate Sales Statistics - March 2009

Thursday, April 30, 2009
by The Hat Team

The Federal Housing Administration is a primary source of mortgage financing for millions of America’s families and plays a key role in helping bring stability to the housing market. This is the message that the National Association of Realtors® delivered to the Senate Appropriations Subcommittee today.

“Without FHA financing, families would be unable to purchase homes and communities would suffer from continued foreclosures and blight,” said Lennox Scott, a member of NAR’s Real Estate Advisory Board and CEO of John L. Scott Real Estate in Bellevue, Washington. In his testimony, Scott shared NAR’s belief in the importance of FHA and concern for the safety and soundness of its programs due to its dramatic growth over a short period of time.

“We believe that FHA has done a good job stepping up to today’s market challenges. However, along with the dramatic growth in market share comes greater responsibility and the need for increased infrastructure and staff,” Scott said. Over the past 18 months, FHA has handled an increase in volume four times greater than 2007 levels, increasing its market share to over 30 percent.

Of the 325 homes sold in the Montgomery MLS during March, 101 were FHA-financed.  And FHA was the loan of choice in 40% of the total non-cash sales.  With the Alabama Housing Finance Authority's First Step and Step-Up programs becoming increasingly popular, we anticipate that percentage will continue to grow.
 
Let’s take a look at the March sales statistics to see how the Montgomery AL real estate market looks:

Montgomery AL real estate sales statistics for March show pending sales increase by 14% in 2009 compared to March 2008, the average sales price decreased by 9% to $129,037 while sold listings were down 43% from 2008.  Market times showed an increase of 19 days or 20% from 2008.

 

Midtown
Montgomery

Pending
Sales

Sold
Listings

Average
Market Times

Average
Sales Price

 Mar 2009

57

30

95

$129,037

Mar 2008

49

53

76

$141,542

In reviewing the stats above, it is important to remember that foreclosures in the less affluent areas of Midtown have contributed significantly to the decilne in average selling price.  When the 7 foreclosures sold in March are removed from the totals, the actual average sale price increases to $135,312. 

For the latest Montgomery AL real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Montgomery Ranks As Great Place to Retire

Thursday, April 23, 2009
by The Hat Team
U.S. News and World Report has ranked Montgomery #5 in its top 10 affordable places to retire The rankings are bases on cost of living, housing affordability, taxes, access to arts, culture and sports, and health facilities. All top 10 cities have median home prices below $150,000.

montgomeryBinghamton NY claimed the #1 spot followed by Chattanooga TN, Cocoa FL, Eau Claire WS, Montgomery AL, Omaha NE, Pittsburgh PA, Rosewell NM, San Antonio TX, and South Bend IN.

Montgomery has been recognized for the following:

Cultural Attractions
This state capital is home to the Alabama Shakespeare Festival, the fifth largest Shakespeare festival in the world.
Economy
The city's role as a regional trade center is firmly established, serving as a wholesaling and distribution gateway to the 22-county central Alabama area, as well as to the southeastern United States.

Geography
Montgomery has a generally central location, not only within Alabama but within the United States; approximately one third of the nation's population lives within a 600-mile radius.

Historical
During the Civil War, Montgomery served as the first Confederate government office and still has the first White House of the Confederacy. Years later in 1955, Martin Luther King, Jr., joined Rosa Parks in the Montgomery Bus Boycott.

Recreation
The Montgomery Biscuits, a minor-league affiliate of the Tampay Bay Devil Rays, provides a favorite outing for local baseball enthusiasts. 

Thinking of retiring? Learn about Montgomery real estate at HatTeam.com.

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Montgomery Real Estate For Sale: 2562 Carter Hill Road

Tuesday, April 21, 2009
by The Hat Team

montgomery real estateMontgomery Real Estate For Sale:

 
Need room to spread out? Love privacy? Check out this lovely brick home conveniently located on Carter Hill Road. Formal living and dining rooms afford great entertaining areas, and the sunny breakfast room and updated kitchen are perfect for smaller family gatherings. The large den/family room boasts a fireplace, built-ins, brick floors, and great views of the secluded and private back yard. Spacious master downstairs with plenty of closet space, and two more ample bedrooms and a bath up for kids or guests. You'll be party central every weekend as you and your friends enjoy the pool and jacuzzi tub out back, with plenty of areas for lounging, and having fun!
Learn more about 2564 Carter HIll Road and other Montgomery real estate by visiting HatTeam.com.
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Displaying blog entries 1751-1760 of 1998

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