Real Estate Information Archive

The devastation caused by Hurricane Harvey is far reaching and rebuilding after a disaster of this magnitude is a daunting task.  People have lost their homes, belongings, vehicles and businesses.  There are many ways to help the victims of Hurricane Harvey, but it is important that you make sure that if you make donations, they are going to legitimate programs.  Charity Navigator can help you find reputable organizations that are accepting donations for relief.  If you would like to donate specifically to groups located in the areas affected, please consider the following:

Houston Food Bank

Food Bank of Corpus Christi

Houston Humane Society

San Antonio Humane Society

You can also donate directly to Hurricane Harvey Relief through the following organizations:

Salvation Army Hurricane Harvey Relief

Red Cross Hurricane Harvey Relief

A 2014 article in the online Realtor magazine, realtormag.realtor.org, addresses what real estate business owners have gone through after natural disasters.  While After the Storm tells stories of loss and grief, it also offers hopeful stories of rebuilding and success.

In light of the recent event in Texas, you may be asking yourself if you are prepared for a natural disaster.  Victims often feel helpless, hopeless and overwhelmed in the days following a catastrophic event like Hurricane Harvey. While you can’t control nature, there are some things you can do to prepare that might make things a little easier for you if disaster strikes.

1. Educate yourself about what might be coming.  Check out this natural disaster risk map to find out what types of severe weather events that might happen in your area.  Prioritize your preparations by what has the highest odds of happening and go from there. You will also want to familiarize yourself with your insurance policies so that you will know what is and isn’t covered.
2. Make home improvements that specifically reduce the risk of damage to your home during a natural disaster. For example, if hurricanes are possible where you live, install storm shutters and invest in hurricane straps to help keep your roof in place during fierce winds.
3. Create an emergency kit that includes the following:

• Water - one gallon per person per day, for at least three days.
• Food - a three-day supply of non-perishables (don’t forget a can opener).
• Battery-powered (or hand-cranked) radio with extra batteries.
• Flashlights and extra batteries.
• First aid kit.
• Whistle - to signal for help.
• Cellphone with chargers (or a solar charger).
• Cash
  If flooding may be an issue, consider adding the following:
• Life jackets, rain boots, rain gear.
  
  Supplement as needed with items for any special needs, such as children, pets or any medical conditions. Also, have a "go bag" ready that you can quickly grab should you have to evacuate.

4. Keep an inventory of your belongings.  Taking a home inventory may seem like a daunting task, but during a time of loss and grief, you will be hard pressed to remember all the contents of your home if they are lost to you.  Having an accurate inventory will not only help ensure that you receive fair reimbursement from insurance, it will also make the recovery process easier.
5. Make sure your family has an emergency plan and that you have gone over it together. Address things like how you will communicate, where you will go if you have to evacuate, where you will meet if you’re not together etc.

Don’t wait until you start hearing warnings about a severe weather event to start his process.  Get prepared while you are in a calm state of mind and have time to focus on what you are doing without feeling rushed or fighting crowds of people grabbing the last of the water and batteries. You may never have to make use of any of your disaster preparations, but it is always better to be safe than sorry!

Learn more about Hurricane Harvey Relief!

Moving to a new town can be tough on kids.  Leaving behind friends and familiar places is hard enough; add in the anxiety of starting at a new school and it’s a lot for any child to handle. But while change is challenging, it can also be positive.  Here are some tips for helping your children blossom at their new school:

1. Prepare your children.  Make them part of the process of learning about their new school. Go to orientation together or arrange for a tour.  Older children, especially, will appreciate the opportunity to get the lay of the land and figure out where their classes are before the first day.  Show them where the bathrooms, gymnasium, auditorium and nurse’s office are. If possible, have them introduced to their teachers.  They will feel much more confident when they start if they are not feeling lost.
    
2. Meet friends before school starts.  Tweens and teens may have the opportunity to try out for and/or join sports teams or band during the summer.  This is a fantastic way for them to meet others with common interests.  For younger children, sign them up for day camps either at the school they will be attending (if offered) or at local rec centers.  If your community has a pool or play area, you will likely meet people there that will be attending the same schools.  Joining a community league sports team is also a great way to meet other kids that you’ll likely see at school as well.
    
3. Replicate or create first day of school traditions.  If there are things you have always done to celebrate the first day of school, stick with them.  That will give your kids a sense of familiarity and make the change of a new school less dramatic.  If you haven’t established any traditions for back to school, now is a good time to start.  Whether you fix a special breakfast, or take them for a treat at the end of the day, that little extra bit of TLC is sure to make them feel better.
    
4. Practice driving to school.  This might sound silly, but the last thing your children need on their first day at a new school is to be late.  If you are driving them to school, choose a weekday to take a test run at the same time you will be driving during the school year.  That way you will have a good idea of what time everyone needs to wake up and be ready to go.  Keep in mind that there will likely be more traffic when school starts, so give yourself a little extra time.  Make sure you know where to drop your children off and pick them up and what the procedures are for the car line.  If you are stressed, your children will be too.  If you know what you are doing, they will feel more confident.  If your children are riding the bus to school, be sure to know where the bus stop is and what time you need to be there.
    
5. Make sure your children get plenty of sleep.  Anxiety can make it difficult to sleep well.  Sleep deprivation in turn creates more anxiety.  While you can’t force your children to fall asleep, you can create an environment to aid them.  Limit screen time and make sure all electronics are put away before bed time. Set a bed-time routine and stick to it.  With all the changes taking place in their lives, children need the consistency of routine.
    
6. Don’t make it a big deal.  Sometimes the bigger a deal you make something, the more nerve-racking it becomes.  School is everyday business.  Talk openly with your kids about it. Acknowledge that it’s normal to be nervous, but emphasize, that you know they will be ok.  Avoid creating such high expectations that anything less than a perfect experience will feel disappointing to them.

If you are new to the Montgomery, AL area and need information about schools, check out these websites:

http://www.mps.k12.al.us

https://www.facebook.com/MontgomeryPublicSchools/

https://www.privateschoolreview.com/alabama/montgomery-county

Is it really worthwhile to have an open house ? Some sellers will insist that having an open house is the best way to sell their home, while others will want nothing to do with having potential buyers traipse through their home.  Real estate professionals have different views on this topic as well.  Some feel they are critical to sales, while others never hold them and some just have them occasionally.  So, if you are trying to decide whether to hold an open house, consider these pros and cons:

Pro - You will attract people who are not sure how to start the home buying process. First time home buyers , in particular, will be curious to look at houses.  By having an open house, you will get the attention of those who simply want to start looking.  You may also find that a potential buyer driving in your neighborhood will see your sign and stop by.

Con - Slim chance of a sale.  Unfortunately, a very small percentage of homes sell because of open houses.  Your Realtor will benefit the most because open houses provide potential clients.  A private showing of your home is much more likely to result in a sale.

Pro - Additional exposure.  It’s your Realtor’s job to make sure your home is getting plenty of exposure.  Because open houses are advertised  through street signs, newspaper ads and internet ads, your home will get a lot of extra exposure.

Con - Unqualified buyers.  People who come to an open house have often not taken the steps to get pre-qualified for a mortgage loan.  Chances are, they don’t even know if they can afford your house.  It’s a waste of time for you and your Realtor to have unqualified buyers looking at your home.

Pro - Eliminates pressure.  Because an open house is a laid-back atmosphere, people will feel less intimidated looking around without a seller or Realtor hovering over them. It also provides potential buyers time to analyze the specific details of the home that will help them decided if it is right for them.

Con - Security issues.  Vandalism and break-ins are a sad reality.  The chances of these happening are increased when you are selling a home, especially if it’s vacant. Open houses give criminals the opportunity to look around your home with little supervision, giving them time to plan their crime.

Take time to carefully consider the pros and cons of holding an open house before making a decision about it. Consult with a real estate professional to determine if it is the right thing for your home sale!

If you want our personal viewpoint, Sandra Nickel Hat Team, REALTORS, believes an open house tour of homes is a great marketing technique.  We find that we may not sell the home we’re holding open AND we meet many buyer prospects to whom we will ultimately sell a home.  The buyer for your home may be someone we meet at another open house.

http://www.homesforsaleinmontgomeryalabama.com/Blog/Items-to-Throw-Out-Before-You-Move

http://www.homesforsaleinmontgomeryalabama.com/Blog/Tips-for-Keeping-Your-House-Ready-To-Show-at-Any-Time

http://www.homesforsaleinmontgomeryalabama.com/Blog/How-To-Not-Let-Your-Pets-Ruin-Your-Home-Sale

Buying your first home is exciting.  After getting approved for a mortgage loan, working with a professional REALTOR and finding your dream home, it’s time to settle in and start enjoying your new digs.  Then BAM!  The shock of an unexpected expense slaps you in the face.  Don’t let that happen to you.  Being informed about the possible expenses of being a homeowner will not make spending the money any more fun, but at least you will be prepared.  Here are some ancillary costs of homeownership that you should be aware of:

• CLOSING COSTS - When closing on your mortgage you will be presented with a long list of costs: mortgage taxes, lender application fees, attorney’s fees, title insurance, recording fees and any potential real estate tax reimbursements if the seller has paid them up front.  Altogether, closing costs are an average of 2 to 5 percent of the total cost of the home.  They will vary state to state.  Closing cost information for Alabama can be found here.
• HOME MAINTENANCE - Now that you are a homeowner, you are solely responsible for the maintenance and upkeep of your property.  Everything from yard work to cleaning; pressure washing to clearing the gutters…it’s all in your hands and on your dime.  Oh…and fixing things.  Yeah.  When the AC isn’t working or there is a leaky faucet, you will be footing the bill for repairs.  This all sounds a bit scary, but the key is to be prepared.  Go into your home purchase knowing that you will likely be spending about 1% of the purchase price of your home on maintenance annually.
• PROPERTY TAXES - Property taxes vary by state and can also vary based on city, ordinance, and even specific house.  You can utilize a Property Tax Calculator to get an idea of what your taxes will be when planning for your expenses.
• UTILITIES - If you’re coming from a rental where your utilities were included with the rent, you may not have considered how much you will need to set aside to pay for electricity, gas, water and sewage costs.  Added to internet, cable and phone bills, it can be quite a chunk of change.  Planning for utility costs is crucial to making sure you can afford to live in a home of your own.
• HOMEOWNER’S INSURANCE - When you get a mortgage, you must get homeowner's insurance as well.  Be sure to do your homework and shop around for the best possible price.  You can get discounts for things like security systems, working from home or bundling coverage for your home with your auto insurance policy.  Educate yourself on what your insurance policy covers so that you’re not left disappointed when you have to pay for something you thought would be taken care of.

Don’t let these expenses scare you off from purchasing a home.  Again, the key is to be aware of them going in so that you won’t be caught unawares when they come up.

http://www.homesforsaleinmontgomeryalabama.com/Blog/3-Mistakes-First-Time-Buyers-Make-and-How-to-Avoid-Them

http://www.homesforsaleinmontgomeryalabama.com/Blog/Home-Buying-Made-Easy

http://www.homesforsaleinmontgomeryalabama.com/Blog/4-Common-Real-Estate-Myths-Debunked

Electricity is a beautiful thing.  It provides warmth in the winter and cools you off during hot summer months. It gives you light in the dark and makes chores like washing/drying clothes and doing dishes so much easier.  You take it for granted because you’ve always had it and you certainly can’t even imagine what life would be like without it.  Because it is such a normal part of your life, you probably don’t stop to think about how dangerous it can be.  It is important to be educated about possible electrical problems in your home so that you will know how to deal with them before they happen.

1. Do you know how old your home is?  Often older homes don’t have the capacity for electricity that current technology uses.  If you have never had an electrical safety inspection by a professional, now is the time to do so.  If your home’s electrical wiring has not been updated to safely handle all the current that your family uses, it is crucial to have it done .
2. Is your electrical panel hot to the touch?  It shouldn’t be.  Check the brand of your panel. Several brands are outdated or faulty and should be replaced.  A faulty electrical panel can lead to a fire.  That is not something anyone should risk.
3. Outlets should not be hot either.  If you feel an electrical outlet and it is warm or hot, it means there could be a problem.  There are dangerous issues indicated by a warm/hot outlet. Whether it’s too much demand on the outlet, faulty or melting wiring, or other precarious situations, you don’t want to ignore it.
4. Keep plugged in appliances away from water.  This seems obvious, right?  But sometimes limited space forces us to use electrical appliances near sinks or bathtubs.  Whether you are blow-drying your hair at your bathroom vanity or your kitchen only has one plug for your toaster and it’s right by the sink, be extra careful.  If a plugged-in appliance gets wet, don’t unplug it. Go to your electrical panel and unplug the power source for the outlet you’re using.  Then you can unplug it.
5. Make sure you are using the correct wattage light bulbs.  Using a higher wattage than can safely be accommodated by a lamp or light fixture may overload its wiring, which is a fire hazard.  It’s ok to use a light bulb with wattage equal to or less than that called for on the lamp’s socket.  If you want brighter light, look for a lamp that uses a higher wattage bulb.
6. Use an experienced, licensed electrician to handle your home’s electrical repairs and/or replacements.  Professional electricians are well-trained and have years of on-the-job experience before being granted a license.  They will know current codes and regulations and can safely navigate any problems they might come across.

It’s easy to prevent electrical hazards if you are informed and educated about what to be aware of.  So, don’t take electricity or your family’s safety for granted!

http://www.homesforsaleinmontgomeryalabama.com/Blog/Organizing-Your-Home-Made-Simple

http://www.homesforsaleinmontgomeryalabama.com/Blog/Tips-for-Remodeling-Your-Home-and-Where-to-Start

http://www.homesforsaleinmontgomeryalabama.com/Blog/Things-to-Accomplish-Soon-After-Moving-Into-Your-New-Home

1. 1. If price is an issue for you when looking for a new place to live, going for one with some age on it instead of a new one may be something to consider.   If you can find one that was built in or around the 1970’s you may find a diamond in the rough.  Keep an open mind when looking for a house to purchase and you may just find the place of your dreams.   

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2. 2. They just don’t build em’  like they use to.  Likely you have heard this statement before.  You may have wondered whether or not it is true and in fact it is.  Houses built in years past typically were built with old hard wood trees.  These trees were usually allowed to grow to an old age without being disturbed unlike trees today.  These old hardwoods are much less likely to have any warping issues and resist rot.   Instead of dry wood for walls, many older homes have been built with plaster and lathe.  These materials are superior to dry wall because they provide better insulation as well as sound proofing.   

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3. 3. Many times new houses are built in newly established neighborhoods.  While this is not a bad thing in itself, it leaves unknown factors like crime rates, school districts and the general population of a certain area.  Older homes tend to be in areas that are well established so you won’t have any questions left unanswered.   

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4. 4. If character in a house is important to you then buying a home with some age on it is a great way to get what you are looking for.   Crown moldings (which add a lot of character) are many times found in older homes.   

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5. 5. If having a bit of a yard is something you wish to have then you may want to choose a place with some age on it. Newer homes come with less acreage.  

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1. 1. If you already have landscape lighting, why not purchase a few fun colored lightbulbs to use in them for different holidays.  This will definitely make your outdoor space a lot more fun.  

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2. 2. If you are getting tired of mowing your grass then, you may want to replace your grass with a garden.  You might want to add a garden of flowers or a garden of vegetables or even put in a koi pond.  Any of these ideas will help to keep you from spending your summer evenings mowing the grass all the time. This will make your outdoor space more fun. 

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3. 3. If your patio furniture is old and outdated, now is the time to go out to purchase some that allows you to show your style more effectively.  Outdoor furniture always makes outdoor spaces more inviting and fun. 

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4. 4. Adding a new doorbell to the outside of your home may seem like a small thing.  However, if you find a nice one that lights up the front door, it can do wonders towards making your home seem more inviting at night.   

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5. 5. If you don’t already have a swimming pool, summertime is a great time to add one.  Not much can make your outdoor space more fun than a swimming pool for all to enjoy.   

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6. 6. If you do add a swimming pool, why not go out and make it really fun and cool by adding an outdoor shower to the mix.  This type of thing is pretty rare unless your home is at the beach, so your outdoor shower may quickly become the talk of the neighborhood.   

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Today we celebrate freedom
thanks to those who came before.
Those brave men who fought and died
in each and every war.
Freedom always comes at a price,
And while we celebrate
We should tip our hats to the heroes
who made our country great. 

1. 1. The number one reason you might want to consider wedding your soul mate in the backyard  is because you can save a ton of money.  No need to book a church or a venue because you will just need to step outside into whatever type of wedding oasis you choose to create.  You can get as elaborate as you want or keep it scaled down to save even more.   

2. 2. Choosing the date of your special day can sometimes be an issue if you are looking to book a certain venue.  During the summer months it can sometimes be difficult to find a place in which to wed because others have already booked them in advance.  If you are one that waits until the last minute to get things done, holding your ceremony on the lawn is a perfect answer!   

3. 3. Decorating your outdoor wedding  will be a snap because you won’t have to abide by anyone’s rules and regulations, only yours and/ or your parents.  Let your creative juices flow as you turn the outdoors into all you have ever dreamed of.   

4. 4. The reception will be easy to set up with a few tables and chairs. You can have everything catered if you choose or if you would rather keep it simple, the kitchen will be close by so that you can have someone cook and deliver it right to the tables.  Easy enough! 

5. 5. Your friends and family can be super involved in your celebration of marriage if you decide to go this route as well.  Perhaps you have some young kids in the family that would like to be ushers or help to serve the meal after the service.  

6. 6. Committing your lives to one another is a sacred thing.  Doing so either in your parent’s backyard or your own is a great way to hold those memories very close.   

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​​Courtesy of Montgomery AL Real Estate Expert Sandra Nickel.