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3241 Gatsby Ln: Adorable Patio Home in Hillwood West!

by The Hat Team

3241 Gatsby Lane, Montgomery, AL 36106

MLS# 552544

2 Bedrooms | 2 Baths | 1,518 Square Feet | Hillwood West

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Neat as a pin in Hillwood West! This adorable patio home is the perfect spot to land if you are looking for low maintenance. The open floor plan has a living room, dining room, kitchen with breakfast bar and a family room/den perfect for an office. Two bedrooms are on opposite ends with two full bathrooms in between. Ideal location close to the interstate, restaurants, and shopping.

Marketed by Montgomery AL Realtor, Lauren Keen, Sandra Nickel Hat Team!

 

Your Guide to Real Estate Appraisals

by The Hat Team


Whether you are buying, selling, or refinancing a home and a mortgage is involved, a home appraisal is going to be an important aspect of the process. Therefore, it’s crucial that you understand how the appraisal process works and how an appraiser determines a home’s value.

A home appraisal is an unbiased, professional opinion of a home’s value. Conducted by a licensed home appraiser with the knowledge and experience to determine the fair current value of the home, it takes place in almost every home purchase/sale transaction and is commonly used in refinance situations as well. Within a purchase/sale transaction, it is used to establish if the home’s contract price is appropriate, based on the home’s location, condition, and features. For a refinance, the appraisal makes sure that the lender isn’t giving the borrower more money than the home is worth. Because the home serves as collateral for the loan, lenders want to make sure that the homeowner is not over-borrowing. With a purchase/sale transaction, the home appraisal is typically paid for by the buyer and the fee is included in the closing costs.


The reason the home appraisal is so important is because it lets the lender know that they are lending the appropriate amount of money for the value of the home. Sometimes the appraisal will come in for a lower amount than the agreed upon price and when that happens, the lender might deny a loan for that amount. If the appraisal comes in at or above the contract price, the transaction can proceed. However, chances are the seller doesn’t want the deal to fall through, so if the appraisal comes in low, the buyer may be able to use it to negotiate a lower selling price. Knowing that the bank won’t lend any buyer more than what the home is worth, the seller may be willing to lower their selling price so that they can proceed with the sale.  A low appraisal can also derail a homeowner’s attempt at refinancing their home. The home needs to appraise at or above the amount the homeowner wants to refinance. One exception is if you have an FHA mortgage.  With an FHA mortgage, you can refinance without an appraisal through the Streamline Your FHA Mortgage.


The appraiser will look at many things to determine the home’s fair current value. The property’s value will be influenced by recent sale prices of similar properties and by current market trends. The home’s amenities, floor plan, functionality, square footage, and number of bedrooms/bathrooms will also play a part in coming up with a fair price for the lender.  A thorough visual inspection of the interior and exterior of the property will allow the appraiser to note any issues that might have an adverse effect on the property’s value.  You may confuse a home appraisal with a home inspection, but they are not the same thing, A home inspection is a much more detailed evaluation of the home and does not involve the lender.

Usually, the home appraisal will just be a box checked off on your home closing checklist. But if the appraisal comes in lower than expected, the purchase/sale transaction can be delayed or canceled.  Understanding the process and being aware of potential problems will help you be better prepared to handle whatever circumstances come your way.

If you are in the market to buy or sell a home (or both), let me, Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

A Season for Selling!

by The Hat Team

Spring is just around the corner, and it is a great time to sell a house! In fact, per a Zillow study, homes listed between May 1 through May 15 sold, on average, around 18.5 days faster than homes not listed during this period. Add this to the fact that the largest number of buyers are actively searching for homes in the months of April, May and June and you will see that getting your property on the market during spring is a must!

Here are some tips that will help your house stand out among the plethora of homes that get put on the market in spring:

  • Wash windows inside and out and polish all mirrors. A little bit of sparkle goes a long way in impressing potential buyers.
  • Rake the yard and trim back bushes. Your yard is the first thing people will see. Dead leaves and debris do not paint a pretty picture. In addition, you want as much natural light as possible flooding through your windows, so make sure bushes aren’t blocking the rays.
     
  • Mow the yard diagonally and edge along the driveway and sidewalks.  Mowing diagonally makes yards look larger. And edging shows that you give attention to small details and lets buyers know you have cared for your property.
     
  • Plant yellow flowers. Yellow tulips and daffodils promote feelings of happiness and contentment.
  • Clean window treatments and open windows. It will be worth your while to take down your drapes, curtains, and blinds to clean them and give them a crisp, fresh look. Weather permitting, opening windows lets the fresh air in and gives the whole house the feeling of spring.
     
  • Have fresh, fragrant flowers in the house.  Artful home-staging brings color and pleasant aromas indoors.
     
  • Polish floors to a high gloss. Make those floors shine! Refinish them if necessary.
     
  • Use light colors. Even if you must spend a little to replace items; towels, linens, throws, and sofa pillows are inexpensive accents that will pay off. Use soft, spring colors such as yellows, pinks, pale blues, and lavenders to light up a room.
     
  • Spruce up your entryway. This is the part of your home where buyers will get their first impression. Make it a good one!


If you are in the market to buy or sell a home (or both), let me, Sandra Nickel, and my  Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

3012 Norman Bridge Road, Montgomery, Alabama 36105

MLS# 553669

8 Bedrooms | 4 Baths | 4-Plex | Southmont

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Great investment opportunity and prime location in Midtown/Cloverdale area! This brick 4-plex has spacious 2 bedroom /1 bath apartments with hardwood floors and large rooms. 3 of the units have screened porches, and 1 upstairs unit has an enclosed porch/sunroom! Some of the units come with a washer/dryer and dishwasher. Incoming electrical system and meters/breaker boxes updated within the last few years. Exterior has just had fresh paint, rotten wood replacement, and porches refreshed. Ample parking in the rear off Norman Bridge. Across from historic Brewbaker mansion and other fine homes, as well as LeGrand Park! Minutes to downtown, Huntingdon, ASU, I-65 and I-85, Jackson, and Baptist South hospitals.

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team

3264 Le Bron Road, Montgomery, AL  36106

MLS# 551684

3 Bedrooms | 1 Bath | 1 Half Bath | 1,815 Square Feet | Cloverdale/Idlewild

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This Cloverdale charmer offers the best of both worlds! Classic historic features you would expect in a vintage home, with improved amenities like a new roof, updated electrical, tankless water heater and more. Half bath added for guests, hall/main bath updated with glass/tile walk-in shower and separate tub, and beautiful spacious kitchen with new appliances, new cabinets, and gorgeous countertops. Bonus room has closet and could be 4th bedroom, den, home office, or playroom. Cozy covered deck overlooks lush, fenced backyard with small shed and covered RV parking! Located just a couple of blocks from Cloverdale Bottom Park which hosts spring concerts, festivals, a playground for the kiddos, and neighborhood holiday celebrations. Walk to restaurants, bars, theatres, and shopping.

Marketed by Montgomery AL Realtor, Ali Bertschy, Sandra Nickel Hat Team!

116 Brantwood Dr: Classic Brick Home in Lovely Morningview!

by The Hat Team

116 Brantwood Drive, Montgomery, AL 36109

MLS# 549535

3 Bedrooms | 2 Baths | 1,618 Square Feet | Morningview

Play VisualTour

This one-owner Morningview home is ready to move into! Classic 1950's design boasts large living room, dining room, and updated kitchen with sunny breakfast room. Knotty pine 3rd bedroom off kitchen has fireplace with Alabama sandstone and could swing as a wonderful cozy den/family room. The central hallway leads to the guest bath, 2nd bedroom, and main bedroom. The former back porch is enclosed to make laundry room (hence small window unit in that room.) Large, fenced back yard has patio and big storage/workshop building (former 1 car garage.) Convenient to schools, shopping, dining, downtown, and interstate! A solid brick home that has been loved by the same family for over 70 years, and now it can be yours!

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team!

2215 Crossroads Pass: Beautiful Villages of Pike Road Home!

by The Hat Team

2215 Crossroads Pass, Pike Road, AL 36064

MLS# 549270

4 Bedrooms | 2 Baths | 1 Half Baths | 2,315 Square Feet | Villages of Pike Road

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Welcome to the Villages of Pike Road! This like-new home is one of the larger, open floor plans with 2315 sq ft, 4 bedrooms and 2.5 baths. As soon as you walk through the front door you will be impressed with the thoughtful design that maximizes both functionality and aesthetics including beautiful crown molding, tall ceilings, and tons of natural light. The gorgeous kitchen has a huge island for gathering around while open to the living area. The downstairs master suite has a generous sized bedroom and bath with walk-in shower and soaking tub. Three spacious bedrooms upstairs with versatile space perfect for a home office and a door to the upstairs balcony where you can watch the sunset. The covered patio overlooks a pretty field. This charming neighborhood has a community pool and green space and is just 10 minutes from Vaughn Rd. Check it out today!

Marketed by Montgomery AL Realtor, Lauren Keen, Sandra Nickel Hat Team!

Moving in 2024? Start Preparing Now!

by The Hat Team

The decision to move is a big one. Chances are a lot of time, thought and energy went into making it. But now that you have decided, it’s time to start thinking about getting ready for the move. You’ve already answered the “should I stay, or should I go” question, now it’s time to ask yourself “what should I bring with me and what should I get rid of”?  Whether you have kept a lot of things because of sentimental value, or you have let things accumulate over the years, it’s time to decide what to keep and what to let go.


Here are some things you should definitely “let go” of before you move:

CLOTHES YOU DON’T WEAR ANYMORE

You know…that dress that you don’t like, but keep just in case you need a dress for something, or that suit that fit a few years ago and might fit again if you can just lose a little weight? Yep. Time to go. Same with any clothes you simply don’t wear anymore, whether because of style or fit. There is no reason to drag them to your next home. If they are in good condition, place them in a donation bag and drop them off. And if they are trash, well…you get the idea.

GAG GIFTS AND FREE PROMOTIONAL ITEMS

Been to a golf tournament recently? If so, you likely came home with a “swag bag” of sorts. If you consider chip clips, notepads, pens, and plastic cups “swag”, then by all means, hang onto it. But if the bag has been sitting on the kitchen counter for weeks, it’s time to say goodbye. Same with any other similar items. Gag gifts are fun to open, but they just end up cluttering your junk drawer. Don’t take junk with you when you move. Trust me…you won’t miss it.

KITCHEN APPLIANCES YOUR RARELY (IF EVER) USE

Who even uses a “Fry Daddy” anymore? All that grease and fat? Yuck. Just because it was a wedding gift 25 years ago, doesn’t mean you should bring it along with every move. Any appliance that you haven’t used in over a year needs to go. Why take up space in your moving boxes with something you likely won’t use again? Bye-bye!

CHEAP ART

Maybe you were on a tight budget when you were decorating your current home, so you bought some inexpensive posters and art for your walls. If you’ve outgrown them, don’t take them with you.


MOST THINGS YOU HAVE MORE THAN ONE OF

I bet you’ve replaced a laptop or cell phone during the years you have lived in your current home. And how many new pairs of eyeglasses have you gotten during that time? I also bet that when you replaced those items, you didn’t get rid of the original items you were replacing. Am I right? Well, now is the time my friend. Outdated technology doesn’t have to end up in a landfill, nor does it need to stay with you forever. Take it to be recycled!  And you can donate all those old eyeglasses to Lion's Club International where they will distribute them to people in need.

ALL THE FANCY BATH PRODUCTS YOU HAVE RECEIVED AS GIFTS

Seriously. If you haven’t used them yet, you probably never will. If you have a stash of bath bombs and such that you’ve been waiting for the perfect time to use, either use them before you move or get rid of them.

STUFF YOU BORROWED FROM FRIENDS

As you’re cleaning out cupboards and closets you may come across items you borrowed long ago. Or items friends left at your house after a party or cook-out. GIVE THEM BACK. You might be a little embarrassed if a lot of time has passed, but your friends will appreciate it and it will be one (or two, or three) less things you have to pack and move.

ANYTHING YOU FORGOT YOU HAD TO BEGIN WITH

If you come across something that you have genuinely been missing and thought was lost forever, yay! That’s awesome. But if you come across something that you are surprised you ever had to begin with? It goes.

STUFFED ANIMALS


Sigh. Even as a grown-up this one can be tough. They are so cute and cuddly. But depending on how many there are, they can take up a lot of space. Pick a few favorites if you must and keep your childhood favorite. But if you have a huge collection (whether they are yours or your children’s) I recommend you weed out as many as possible. 

The bottom line is, the less you must pack, the less overwhelmed you will feel about your move. Less truly is more…more time, more energy, more peace of mind.

If you are in the market to buy or sell a home (or both), let Sandra Nickel and her Hat Team of Professionals assist you with all your real estate needs! Call them today at 334-834-1500 and check out https://homesforsaleinmontgomeryalabama.com for more information!

3155 Montezuma Rd: Cloverdale Gem with Attached Apartment!

by The Hat Team

3155 Montezuma Road, Montgomery, AL 36106

MLS# 549020

3 Bedrooms | 2 Baths | 1 Half Baths | 2,275 Square Feet | Cloverdale/Idlewild

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This Cloverdale gem boasts 3 bedrooms and 2.5 baths, AND there is an attached 1 bedroom/1BA apartment that can be rented out or used as a guest/in-law/adult child residence! Main part of house has spacious living room, dining room, sunroom, and paneled den/family room. The kitchen has newer appliances, quartz countertops, and plenty of storage. Breakfast nook has pantry space and room for an additional refrigerator or stand-up freezer. Out back there is a detached 2 car garage with storage, a greenhouse, and a lovely brick patio. The attached apartment has living room, kitchen, bedroom, and bath. Roof, HVAC, and water heater were replaced ~2018, as well as updated wiring. Main house could rent for $1,500/month, and apartment is bringing $600/month; so this would make a great investment property!

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team

1148 S Lawrence St: Completely Remodeled Garden District Cottage!

by The Hat Team

1148 S Lawrence Street, Montgomery, AL 36104

MLS# 548823

2 Bedrooms | 2 Baths | 1,542 Square Feet | Garden District

Play VisualTour

This 1925 Garden District cottage has been completely remodeled just in time for its 100th birthday (almost)! The charming brick exterior exudes old house charm, while the interior boasts a modern feel with its open floor plan and tons of natural light! Brand new flooring, fresh paint, new fixtures, new countertops, and a NEW roof! The master suite has a brand-new bath with a sleek double vanity, tiled shower, walk-in closet and second closet in the bedroom. The front bedroom suite has a spruced up original bath and washer/dryer connection in the hall. Check it out today!

Marketed by Montgomery AL Realtor, Lauren Keen, Sandra Nickel Hat Team!

Displaying blog entries 21-30 of 211

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