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Displaying blog entries 761-770 of 1311

Montgomery AL Real Estate: 23 N California St

Tuesday, May 6, 2014
by The Hat Team

Montgomery AL Real Estate:

23 N California St, Montgomery AL 36107
MLS# 309029

For Old House Lovers - A Unique Carriage House!


23 n california st

Live in the original Carriage house that once serviced the estate home that stood on the site of Louis Armstrong Park. This unique property is nestled far off the street on a large lot that almost feels as if you are in the country! Join one of the most active Historic associations in town and live among old house lovers. Perfect for single or couple who desires to be different! This private oasis has been loved by the last two owners and has had a recent new HVAC system and hot water heater. Interesting layout will bring out your creative side! Two full baths add to this homes value! Call us or your favorite agent to see today!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Home for Sale: 1431 Magnolia Curve

Monday, May 5, 2014
by The Hat Team

Montgomery AL Home for Sale:

1431 Magnolia Curve, Montgomery AL 36106
MLS# 309074

Classic Cloverdale Home On College Park!


Location, Location, Location! This Classic Cloverdale home sits on College Park with perfect views of the newly installed fountain. Inside this newly refreshed home you will find a large living room, den, and separate office study. The custom designed kitchen will knock your socks off, and two of the three bathrooms have been recently remodeled with high end materials. The large master bedroom across the back of the house has access to a private walled rear courtyard with custom landscaping. Side yard features beautiful Koi pond and water feature. Don't miss out on this rare opportunity to live ON Cloverdale Park!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Foreclosure Trends for March 2014

Sunday, May 4, 2014
by The Hat Team

In March, the number of properties that received a foreclosure filing in Montgomery, AL was 79% higher than the previous month and 34% higher than the same time last year, according to RealtyTrac.com.

Montgomery AL Foreclosure Status Distribution

The current distribution of foreclosures based on the number of active foreclosure homes in Montgomery, AL.

Auctions accounted for 55.2% of foreclosure activity in March 2014 and Bank-owned properties accounted for 44.8%.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties increased 393.3% compared to the previous month and 94.7% from the previous year in March. The number of Auctions increased 0.0% compared to the previous month and decreased 3.2% from the previous year.

montgomery al foreclosure

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.05% higher than national statistics, 0.07% higher than Alabama numbers and the same as Montgomery County statistics in March 2014.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

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Montgomery AL Home For Sale: Great For Entertaining Inside and Out!

Thursday, May 1, 2014
by The Hat Team

Montgomery AL Home For Sale:

3317 Roxana Ct, Montgomery AL 36109
MLS# 308988

Great For Entertaining Inside and Out!

3317 roxana ct montgomery al

This Lakewood Heights home features an open plan that flows well for entertaining! You will love all the summer time shade from the mature trees front and back. If you have small children or if safety is an issue, this one is on a quiet cul-de-sac. Don't miss the built-in display cabinet at the end of the hallway for all your treasures. And, if outdoor space is what you enjoy, the back yard has a covered porch and plenty of yard to enjoy. Custom detached workshop offers plenty of extra storage, and the over-sized carport will certainly protect your vehicles.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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The Question Every Cash Buyer Should Answer

Thursday, May 1, 2014
by The Hat Team

Paying cash for a home seems like a huge advantage to qualifying for a mortgage and an appraisal.  However, for the fortunate few who don’t need a mortgage, there is a question they should answer before they make that decision: Do you think at any point in the future, you might put a mortgage on this property?

cash purchaseIt’s important because paying cash for a home could affect the ability to deduct the interest if the homeowner should place a mortgage on the home at a later date.

Most homeowner’s know they can deduct the interest on up to $1,000,000 of acquisition debt on their principal residence but they may not understand the limitations of such debt.

Acquisition debt is the amount used to buy, build or improve a person’s principal residence.  The amount is not static but changes over time.  An amortized loan reduces the principal owed with each payment made and the acquisition debt is reduced accordingly.  If a person stays in a home long enough to retire the loan, the acquisition debt is reduced to zero.

Our current federal law allows a homeowner to deduct the interest on the acquisition debt plus the interest on up to an additional $100,000 home equity debt.  If a person pays cash for a home, the acquisition debt would be zero and the only interest deduction allowed would be for home equity debt.

If you answered yes or even maybe to the question, before you pay cash to buy your home, you should discuss your situation with your tax advisor.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Real Estate: Awesome Income Potential!

Wednesday, April 30, 2014
by The Hat Team

Montgomery AL Real Estate: Awesome Income Potential!

647 S Court St, Montgomery AL 36104
MLS# 308935

647 s ourt st montgomery al

Can you spell potential? With as few as 4 of these 12 units rented, you can service the debt on $120,000 loan. From there it should be mostly gravy for a savvy investor. Great location to upgrade and attract military at Maxwell AFB, just 5 minutes away.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Midtown Montgomery Real Estate Market Report for March 2014

Saturday, April 26, 2014
by The Hat Team

The spring buying season looks promising according to BankRate.com. As the weather warms and flowers bloom homes remain affordable and inventories are low, making it a good time to buy.

Here are 5 housing trends you can expect to see this spring:

1. Adjustable rate mortgages are gaining favor.
As rates tick upward, there is a tremendous savings opportunity with an ARM.

2. Homeowners are cashing out with home equity lines.

May homeowners have regained the equity lost in the recession and are taking advantage of new found value in their homes.

3. Mortgage rates will rise...a little!

Mortgage rates will most likely inch up this spring but are not expected to skyrocket. Experts are expecting rates to go higher than 5%.

4. Home prices will increase.

An increase in prices is mostly due to low inventory. Prices are expected to steadily climb through the end of the year.

5. 'Permanent' HAMP rates are expiring.

Homeowners who refinanced with the Home Affordable Modification Program will start to see their rates increase. The 'permanent' rate expires after 5 years.

Interested in buying this spring? Let us help you find the best home and the best financing for you and your family! Contact us today!

Take a look at sales figures in our local real estate market for March 2014.

Midtown Montgomery real estate sales statistics for March 2014, show the number of homes sold increased by 30% when compared to March 2013. The average sales price increased by 28% to $ 130,647 for the month. The median sales prices increased by 27%, and market times increased by 131 days from March 2013.  The highest selling home price decreased by 17%, and the lowest selling home price decreased by 47% from March 2013.

Midtown Montgomery  March 2014 March 2013
Homes Sold 23 33
Average Selling Price $ 130,647 $ 129,500
Median Selling Price $ 129,500 $ 94,000
Days On The Market 255 124
Highest Selling Price $ 237,500 $ 286,900
Lowest Selling Price $ 8,025 $ 15,000

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Montgomery AL Home For Sale: Super Cute!

Thursday, April 24, 2014
by The Hat Team

Montgomery AL Home For Sale:

Super Cute!

145 Eton Rd, Montgomery AL 36109
MLS# 308809

145 eton rd montgomery al

This adorable home has been so well kept and cared for, there's nothing for you to do but move right in! Located in a nice, established neighborhood near Eastbrook Shopping Center, you will find beautiful hard wood floors (no carpet at all), a great kitchen with new tile, fresh paint throughout, a bath and a half with new vanities and ceiling fans in every room. Relax on the screened porch or patio looking at the private back yard. Huge laundry room and storage as well. Check this one out today!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Real Estate: All The Cloverdale Charm Without the Price!

Friday, April 18, 2014
by The Hat Team

Montgomery AL Real Estate:

2172 Meadowlane Drive, Montgomery AL 36106
MLS# 308696

All The Cloverdale Charm Without the Price!

2172 meadowlane drive montgomery al

Cloverdale charm without the Cloverdale price tag! Adorable and move-in ready with updated kitchen and bath, hard wood floors, new carpet in bedrooms and fresh paint. Nice back yard with privacy fence. Perfect starter home and convenient location.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Why Buy a Home Warranty

Friday, April 18, 2014
by The Hat Team

Not to be confused with homeowner’s insurance, which covers the structure and contents of your home, a warranty service contract is designed to cover systems and appliances that stop working due to normal usage.  Basic home warrantycoverage generally includes the repair and replacement of major appliances such as heating/cooling system, water heater, refrigerator, dishwasher, stove, etc.  Plumbing and electrical systems are also usually covered, and some companies include washer, drier, microwave, and roof maintenance in the basic tier.

Gaining in popularity with both buyers and sellers of Montgomery AL homes, warranty service contracts serve to reassure owners that they won’t face major repair/replacement costs.  Sellers use them to protect the home while it’s on the market and as an incentive to attract buyers.  Buyers rely on them to protect them from unexpected and expensive repairs.  Even Freddie Mac will offer a $500 home warranty credit to home buyers who purchase a qualified, foreclosed single-family home, townhouse, or condominium through their HomeSteps® division.

A warranty plan for your home is fairly inexpensive, typically ranging from $250 to $400, depending on coverage. The policy is prepaid for a year in advance, at which time it expires or can be renewed.  The usual procedure for service needs is as follows:

  • If a home system or appliance breaks or stops working, the home owner calls the home warranty company.
  • The home warranty company calls a provider with which it has a business arrangement.
  • The specific provider calls the home owner to make an appointment.
  • The provider fixes the problem. If an appliance is malfunctioning and cannot be repaired, depending on contract coverage, the home warranty company will pay to replace and install the appliance.
  • The home owner pays a small trade service fee (less than $100) for each service call.

Most home warranty companies offer a variety of plans, each providing different levels of coverage, so be sure to read the details of any contract before buying. If you choose to renew the contract from year-to-year, double-check the details of your plan each time since coverage can change annually.

According to the Service Contract Industry Council, 32 states require home warranty companies to register or obtain a license with that state's department of insurance and comply with applicable laws and financial standards. Membership lists are available at their website.

Ready to buy? Learn why you need a Realtor!

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime!

Add Comment

Displaying blog entries 761-770 of 1311

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