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Montgomery Real Estate Blog

The Hat Team

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Displaying blog entries 1321-1330 of 1998

Montgomery AL Real Estate: 213 E Haven Rd

Friday, March 8, 2013
by The Hat Team

Montgomery AL Real Estate:

213 E Haven Rd, Montgomery AL 36109
MLS# 299422

Attention Bargain Hunters!

213 e haven rd


Attention Bargain Hunters! If you've got a little time, you can score a really great deal on this squeaky-clean up-to-date home with pool. Price preapproved by lender, acceptance guaranteed if buyer provides preapproval/proof of funds and does not ask for closing costs or warranty. Don't compromise--own a great home at a great price and be a hero to your family and friends this summer!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

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Montgomery AL Home For Sale: 3204 Gatsby Ln

Friday, March 8, 2013
by The Hat Team

Montgomery AL Home For Sale:

3204 Gatsby Ln, Montgomery AL 36106
MLS# 299406

Wonderfully Updated and Spacious!

3204 gatsby ln montgomery al


Wonderful and spacious patio home has been updated and is ready to move into! Living room with vaulted ceiling and gas logs in the fireplace is a great place to relax, unwind, or entertain in style! Kitchen overlooks spacious breakfast nook. Split design puts the oversized master bedroom with two walk-in closets on the front of the home for more privacy. Get lost in the large master bath with double vanity, garden tub and separate shower. Parking will never be an issue with a 2 car garage and additional space for up to 4 vehicles. And, unlike most patio homes with miniscule yards, this one is quite large, with plenty of space for gardens and planting beds. Great storage with lots of closet space, a large storage room adjacent to the garage, and lots of floored attic space. Convenient to all types of shopping, dining, and I-85.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

 

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Montgomery AL Foreclosure Trends - January 2013

Friday, March 1, 2013
by The Hat Team

There were 780 Montgomery AL foreclosure homes for sale with 1 in every 1,259 housing units receiving a foreclosure filing in January 2013. The average selling price of a Montgomery AL home was $104,490 and the average foreclosure selling price was $65,632, a $38,858 savings according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 3.41% in January while the number of foreclosed homes dropped from 88 to 75.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.03% lower than national statistics, 0.01% higher than Alabama and and 0.01% higher than Montgomery County statistics in January 2013.


montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 69 homes in December to 66 in January. The number of Auctions dropped from 19 to 1 and there is a 6-month rising trend.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Montgomery AL Real Estate: 169 Wade St

Friday, March 1, 2013
by The Hat Team

Montgomery AL Real Estate:

169 Wade St. Montgomery AL 36104
MLS# 299222

Calling All Investors!

169 wade st


Calling all investors...this property is priced to sell and in need of total interior rehab. Lots of square footage, big rooms, and 4 bedrooms would make this a perfect income producing rental once updated.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Montgomery AL Real Estate: 515 Thorn Place

Friday, March 1, 2013
by The Hat Team

Montgomery AL Real Estate:

515 Thorn Place, Montgomery AL 36106
MLS# 299213

Adorably Classic Condo!

515 thorn place


Desirable Thorn Place Condominiums have long since been the home of great neighbors and grand parties! These adorably classic 1920's units boast sun-filled Florida rooms, classic fireplaces, and unique fixtures. This particular unit is ready for a makeover, and priced accordingly! Don't miss your opportunity to be among the wonderful residents of Thorn Place.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Montgomery AL Real Estate: 3468 Cloverdale Rd

Wednesday, February 27, 2013
by The Hat Team

Montgomery AL Real Estate:

3468 Cloverdale Rd, Montgomery AL 36106
MLS# 299182

Charming Cottage With 50’s Twist!

3468 Cloverdale Rd

Groovy, baby! This unassuming cottage has a cool '50's twist...curved walls in the living room and dining rooms! Fun and funky, your guests will love these mid-century modern effects. Hardwood floors are throughout most of the house. The large kitchen has been recently updated, so all you need to do is pack your belongings and move in. Great screened porch off the back of the property overlooks big privacy-fenced back yard. And, there is an attached storage room on the side, perfect for small workshop.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Homes For Sale: 734 E Edgemont Ave

Monday, February 25, 2013
by The Hat Team

Montgomery AL Homes For Sale:

734 E Edgemont Ave, Montgomery AL 36111
MLS# 299094

This Charming Cottage Will Steal Your Heart!

734 E Edgemont Ave

This charming brick Cloverdale-Idlewild cottage will steal your heart. Living room and dining room are large enough to accommodate oversized furniture, and the sunroom off the LR makes a perfect home office, work-out room, playroom, or reading room. Cozy breakfast noon has antique built-in corner cupboards for displaying and storing things. Out back there is a wonderful deck with arbor perfect for parties. Plus there is a good sized dog run out back for your pets.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Midtown Montgomery Market Trends - January 2013

Friday, February 22, 2013
by The Hat Team

If you are wondering what home improvement projects will give you the best return on the sale of your home, think “curb appeal.”

When buyers are shopping for a home, the exterior can make (or break) the first impression. According to the 2013 Cost vs. Value Report, exterior replacement projects are among the most valuable home improvements that sellers can currently invest in, starting with the front door.

A steel entry door topped this year’s survey with an estimated 85.6 percent of the costs recouped at resale. The steel door replacement is also the least expensive of the 35 midrange and upscale remodeling projects included in the survey, costing $1,137 on average.

This is the 15th year for the Cost vs. Value Report. This year’s survey included more than 3,900 appraisers, sales agents, and brokers across the country who provided their opinions and estimates.

Exterior projects dominated the list with six of the top 10 most cost-effective midrange projects and eight of the top 10 upscale projects.

Take a look at sales figures in our local real estate market for January 2013.

Midtown Montgomery real estate sales statistics for January 2013 show the number of homes sold decreased by 31% when compared to January 2012. The average sales price decreased by 42% to $79,911 for the month. The median sales prices decreased by 51%, and market times decreased by 18 day. The highest selling home price decreased by 53%, and the lowest selling home price was the same as January 2012.
 

Midtown Montgomery January 2013 January 2012
Homes Sold 22 32
Average Selling Price $ 79,911 $ 137,622
Median Selling Price $ 61,050 $ 125,200
Days On The Market 133 151
Highest Selling Price $ 369,000 $ 785,000
Lowest Selling Price $9,000 $9,000

 

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Impact of Employment Gaps On a Mortgage For Your Montgomery AL Home

Friday, February 15, 2013
by The Hat Team

Maybe you elected to leave your job to take care of your children or an ailing relative, or perhaps you are a victim of a job layoff or downsizing.  Whatever the cause for your current unemployed status, you should plan mortgageahead for the day when you’ll be able to consider purchasing a Montgomery AL home.  The following information should be of help to you in your quest for a mortgage after a period of unemployment.

  • Potential lenders often review your employment history when considering your loan application, and relatively recent gaps in employment can hurt your chances for approval. Mortgage lenders typically like to see you've had continuous employment, preferably with the same employer, for the previous two years. Lenders equate job stability with personal stability, which is an indicator you'll be able to continue making payments over time.
     
  •  Based on current guidelines, which are subject to change, most lenders require that a gap of employment longer than three months be followed up by at least six months of employment before your income can be considered toward qualifying for the Montgomery AL home loan.
     
  • Most lenders have a two-year "same line of work" requirement; the employment gap doesn't disqualify your  income from counting so long as you’ve been in the same line of work for at least two years.  Even then, the lender will likely use only your base salary to count toward your loan qualifications. Commissions, overtime, bonuses and other employment compensation beyond the base salary cannot be counted toward your ability to repay your mortgage without a two-year paper trail documenting the extra income.
     
  • If you are looking to change lines of work, you will need to prove that you’ve been in the field for two years before your income will count. Time spent enrolled in an educational course does count toward the two-year "same line of work" requirement.
     
  • Obtaining a home mortgage insured by the Federal Housing Administration is a meticulous process, so it pays to familiarize yourself with its policy on employment gaps before applying for a purchase or refinance loan for your Montgomery AL home. The FHA underwriter evaluates the "four Cs" of borrower credit: credit history, capacity to repay, cash assets, and collateral. To determine whether you are capable of making monthly payments on-time, the underwriter analyzes your employment history and the income it generates, also known as effective income.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Montgomery AL Homes For Sale: 3318 Lexington Rd

Friday, February 15, 2013
by The Hat Team

Montgomery AL Homes For Sale:

3318 Lexington Rd, Montgomery AL 36106
MLS# 298936

This Will Catch Your Eye!

3318 lexington rd

Tudor-style cottage will catch your eye the moment you drive by! Architectural features include barrel-vault ceiling and Moorish fireplace in the living room. Enjoy the updated kitchen with breakfast nook as well as a formal dining room. As an added bonus to the original 3 bedroom 1 bath design, there is a mother-in-law addition which includes a bedroom, bath, walk-in closet, and kitchenette with separate entrance (and makes a great master SUITE!) Like new wood decks at front and back, and private side courtyard are fun places to gather. There is a large workshop out back with electricity, storage area, work bench, and storage loft (great man-cave!) Walk to the nearby park for summer concerts and holiday celebrations, and enjoy being minutes away from exciting Downtown Montgomery.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

 

Add Comment

Displaying blog entries 1321-1330 of 1998

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