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Displaying blog entries 1411-1420 of 1998

Midtown Montgomery Real Estate Market Trends - April 2012

Thursday, May 31, 2012
by The Hat Team

Housing and the economic recovery will play a large part in deciding the outcome of the 2012 presidential election, according to public policy experts at this month's Legislative and Political Forum during the Realtors® 2012 Midyear Legislative Meetings & Trade Expo. Former Republican National Committee Chairman Michael Steele, leading Democratic strategist Celinda Lake, and National Economic Council Director Gene Sperling provided their unique insights into issues affecting the long-term direction of the country.

"As the leading advocate for homeownership, the National Association of Realtors® is working closely with policymakers to ensure that mortgages are more readily available for qualified buyers and real estate investors," said NAR President Moe Veissi, broker-owner of Veissi & Associates Inc., in Miami. "We believe efforts that help creditworthy homebuyers obtain mortgage financing and allow more people to stay in their homes or avoid foreclosure through streamlined short sales are important for a housing and economic recovery."

Lets look at the statistics in our local real estate market? 

Midtown Montgomery real estate sales statistics for April show the number of homes sold decreased by 14% compared to April 2011. The average sales price increased by 19% to $159,152 during the same period. The median sales prices increased by 26%, and market times increased by 28% or 41 days.  The highest selling home price decreased by 6%, and the lowest selling home price decreased by 29%.

 

Midtown Montgomery April 2012 April 2011
Homes Sold 25 29
Average Selling Price $ 159,152 $ 129,495
Median Selling Price $ 135,000 $ 100,000
Days On The Market 146 105
Highest Selling Price $ 600,000 $ 649,000 
Lowest Selling Price $ 6,000 $8,500


Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery Real Estate For Sale: 3427 Richmond Rd Montgomery AL 36111

Wednesday, May 30, 2012
by The Hat Team

Montgomery Real Estate For Sale:

3427 Richmond Rd, Montgomery AL 36111
MLS# 293251

Pristine Ranch With Upgrades Galore!

3427 richmond Rd

Pristine ranch just one block from Cloverdale Idlewild! Great updated eat-in kitchen with granite countertops, chic tile back splash, new appliances including a stainless refrigerator! Wonderful corner brick fireplace in the living room/dining room. Spacious paneled den that looks out onto the covered patio and right beyond that is the sparkling pool! There's no shortage of storage with double closets in each bedroom and a huge greenhouse/storage shed in the backyard. Brand new HVAC, new carpet and fresh paint...this one's a deal!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery Real Estate For Sale: 1935 Norman Bridge Ct

Saturday, May 26, 2012
by The Hat Team

Montgomery Real Estate For Sale:

1935 Norman Bridge Ct, Montgomery AL 36104
MLS# 293236

Affordability and Practicality!

1935 Norman Bridge Ct

Quiet Garden District cul-de-sac is just minutes from all the action at the Cloverdale dining and entertainment district, as well as Downtown! Spacious "L" shaped living/ dining room affords plenty of space for variety of furniture arrangements, and good sized den/family room is perfect for casual living. OR, use LR/DR area as one large living space, and utilize the den/family room (just off kitchen) for a more formal private dining space. Once a third bedroom with access only from middle bedroom, this space has been converted to a large master bathroom with endless possibilities for dressing/storage areas. Chill on the brand new rear deck, and enjoy the peacefulness of this tucked away yet conveniently accessible location. And, with Historic designation, your value will be protected from neighbors doing terrible things to adjacent properties. Affordability and practicality!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Celebrating Memorial Day 2012

Friday, May 25, 2012
by The Hat Team

“America, we marched with pride. We gave our life, for you we died." - Roger J. Robicheau

soldierDo you celebrate Memorial Day at your Montgomery home?  Or, to be more specific, do you acknowledge the real purpose of the holiday and participate in activities designed to commemorate those who died for our country?  If your answer is “No,” you are among the majority of US citizens, for the celebration of this  day has strayed far from its original intent and has become an opportunity to enjoy a three-day weekend which ushers in summer.

Memorial Day started as an event to honor Union soldiers who had died during the American Civil War and was inspired by the way people in the Southern states honored their dead. After World War I it was extended to include all men and women who died in any war or military action.

Originally known as Decoration Day, the current name for this day did not come into use until after World War II, and it was celebrated on May 30, regardless of the day of the week on which it fell. In 1968 the Uniform Holidays Bill was passed as part of a move to use federal holidays to create three-day weekends. This meant that that from 1971, Memorial Day holiday has been officially observed on the last Monday in May.

Memorial Day is observed throughout the United States with many special ceremonies, parades, concerts, festivals, patriotic performances, and more.  Wreaths are placed at soldiers’ tombs, and soldiers of the 3rd US Infantry Regiment (The Old Guard) place an American flag at each of the more than 220,000 graves at Arlington National Cemetery. 

How can you observe Memorial Day at your Montgomery home?  Regardless of where you do your celebrating, you can include red, white, and blue decorations in the form of streamers, balloons, stars, or paper goods.  You can also proudly display an American flag or hang a patriotic wreath on your door.  

Help your children have holiday fun while learning about our nation’s history and military sacrifice by involving them in many themed crafts and activities.   The Holiday Zone.com provides a wide variety of free printable puzzles, coloring pages, crossword puzzles, and the like to keep young ones entertained in your Montgomery home or at the picnic grounds.  For crafts for the kids, click here.

Check your local paper or online for activities scheduled for your area—and perhaps say a silent “thanks” to those who have died and those who are currently in harm’s way sometime during the day.

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Montgomery Real Estate For Sale: 215 N Lewis Street Montgomery, AL 36107

Tuesday, May 22, 2012
by The Hat Team

Montgomery Real Estate For Sale:

215 N Lewis Street Montgomery, AL 36107

MLS#292984

A whole lot of space for the money! This Capitol Heights bungalow has been nicely added on to over the years giving it a larger kitchen and a master bath! Pleasing to all old-home lovers, it retains the nice hardwood floors and pristine glass doorknobs, and actual has real closet space for storage! Sit on the covered front porch and waive to friendly neighbors, or relax on the designer back patio surrounded by lush landscaping. Oversized lot gives kids or pets plenty of room to roam and play, AND provides great space for gardening. Come take a look...you might just want to buy this one!

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

 You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Montgomery AL Foreclosure Trends - April 2012

Thursday, May 17, 2012
by The Hat Team

There were 819 Montgomery AL foreclosure homes for sale with 1 in every 936 housing units receiving a foreclosure filing in April 2012. The average selling price of a Montgomery AL home was $105,207 and the average foreclosure selling price was $76,446, a $28,761 savings according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 3.91% in April while the number of foreclosed homes dropped from 108 to 101.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.03% lower than national statistics, 0.03% higher than Alabama and 0.01% higher than Montgomery County statistics for April 2012.

montgomery al foreclosure 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties increased from 28 homes in March to 35 in April. The number of Auctions dropped from 81 to 66. There is a 6-month rising trend.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Montgomery Real Estate For Sale: 1909 Graham Street Montgomery, Al 36106

Friday, May 11, 2012
by The Hat Team

Montgomery Real Estate For Sale 

1909 Graham Street Montgomery, Al 36106

MLS#29217

Great Cloverdale Cottage with 3 bedrooms and 3 full baths plus a bonus room is ready for move-in. Wonderful updated kitchen with concrete countertops, only steps away from Cloverdale entertainment areas. Sold in 2008 for $186k, owner has priced to sell so take advantage of this excellent buy before it gets away! You won't be disappointed!! Call us or your favorite agent to see today.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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In Danger of Losing Your Montgomery AL Real Estate? Making the Loan Modification Process Easier

Friday, May 11, 2012
by The Hat Team

When the Obama administration rolled out the Home Affordable Modification Program (HAMP) in 2009, officials estimated 3 to 4 million borrowers would seek relief from their mortgages through the program during the worst recession and housing market collapse in decades. More than two years later, however, those projections have proven to be optimistic, to say the least. According to the Treasury Department, only about 700,000 homeowners had sought aid from HAMP through the third quarter of 2011.

montgomery al real estateA major reason for the smaller number is that many distressed owners of Montgomery AL real estate are intimidated by the confusing process involved in applying for HAMP and don’t know how to go about getting the help they need.  It doesn’t have to be that way, however.

Stephfan Nurse, a loan modification expert and founder of ConsumerEducationOnline.com, says, “The key is knowing and understanding your options. With education, you are empowered."  His online site is designed to give owners of Montgomery AL real estate the information they need to navigate the process. It includes a free pre-qualifier, where homeowners can input their figures and determine for which modification program they qualify.  It also offers software to assist in preparing financial statements and necessary documents, thus reducing stress on the applicant.

In order to make the loan modification process go as smoothly as possible, it is necessary that you, the owner of Montgomery AL real estate, understand it fully and seek available help. Visit Making Home Affordable for free HUD-approved counselors, helpful phone numbers, detailed explanations of terms, etc.

Be aware that HAMP is not your only option. The fact is that more than 70 percent of modifications now are internal modifications made available by the investor holding the mortgage note. The only way to get an internal modification is to ask for one. Worth noting: HAMP bases its modifications on gross income (your mortgage must exceed 31 percent of what you make in a month) while internal modifications are based on monthly net (after-tax) income.

Another important tip: Be complete and thorough in your paperwork. Lenders receive thousands of faxes every day, so make sure your account number is on every page and that all questions and categories are filled out. It's also best to follow up with the lender weekly.  Being diligent, informed, and proactive are effective ways to hold on to your Montgomery AL real estate.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Montgomery Real Estate For Sale: 3336 LeBron Avenue Montgomery, AL 36106

Sunday, May 6, 2012
by The Hat Team

Montgomery Real Estate For Sale

3336 LeBron Avenue Montgomery, AL 36106

MLS#292687

 

 

 

 

 

 

 

 

From the professionally landscaped exterior to the intriguing nooks and crannies right on through to the cook's delight kitchen, we dare you not to lose your heart to this elegantly renovated Cloverdale home. And when you see the list of other recent improvements. You will appreciate being able to move right in and live trouble-free. Walking distance to all the fun, too, so call now!

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

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Ways To Protect Your Montgomery AL Home

Friday, May 4, 2012
by The Hat Team

Because more and more Montgomery AL homes are being burglarized, especially in the recent quest for gold items, more and more homeowners are taking steps to protect their homes and their families.  According to the Insurance Information Institute, intruders will generally bypass your residence if they would be forced to work in the light, have to take more than four or five minutes to break in, or if noise will be a factor. 

montgomery al homeAlthough 80% of homeowners with burglar alarms rated them rated them as effective, the financial cost for this peace of mind is not inexpensive.  Consumer Reports magazine says the owner of a Montgomery AL home should expect to pay $1-$2 per square foot and at least $25 monthly for monitoring.  Start-up expenses also need to be investigated.  Before purchasing or leasing any system or monitoring service, make sure that you get multiple quotes, know the type that is best for your house, and check the contract for specifics concerning early cancellation fees and company liability limits.  You can also read online reviews and ask for references for present and past owners.  Homesecurity.com offers tips on assessing types of systems, choosing what is best for your home, and comparing the prices of alarm companies.

The most effective security system is actually the least expensive--the monitored burglar alarm. The following list summarizes some options along with the pros and cons of each.

  • Wireless home security system: inexpensive, runs on batteries and will alert you to fire and gas emergencies as well as burglaries. Needs to be monitored to keep the batteries charged; if it does not call authorities, it may not be effective against burglary in rural areas.
  • Home burglar alarm system: makes a lot of noise letting neighbors know to call authorities. Drawback: if neighbors are at work at the same time you are, there may be no one there to call for you. Also, burglars know how to disarm these and go on about their behavior.
  • Home security camera: lets you see what is going on at your Montgomery AL home from work as long as you have access to a computer. Drawback: the system can be expensive, and if you are supposed to be working, you may not have the time to pay attention to your home.
  • Motion Detector (Lights) Alarm with Telephone dialer: this alarm connects to a telephone socket and will automatically dial a preset number if motion is detected within 20 feet. It will also set off a 125 decibel siren, although you can select the silent alarm option. The only drawback to this one is that you have to remember to set the alarm when you leave the house. This is the cheapest and most effective option, especially when combined with door and window contact sensors.
  • Driveway alert: uses a weather-proof, infrared motion detector that sends a signal to a base unit located inside the house. The base unit then sets off an alarm. Drawback: A smart crook probably won’t come down the driveway.
  • Door and window contact magnets: sensors featuring a magnetic seal that detects movement if a door or window is disturbed. Not particularly effective by themselves, but very effective when installed as part of a monitored system.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Displaying blog entries 1411-1420 of 1998

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