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The Hat Team

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Displaying blog entries 1471-1480 of 1998

Montgomery AL Foreclosure Trends - Sept 2011

by The Hat Team

There were 973 Montgomery AL foreclosure homes for sale with 95 new foreclosures in Sept 2011. The average selling price of a Montgomery AL home was $129,586 and the average foreclosure selling price was $59,568, a $70,018 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.11% in September while the number of foreclosed homes increased from 80 in August to 95 in September.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.07% lower than national statistics. 0.03% higher than Alabama and the same as Montgomery County statistics for the month of September.

montgomery al foreclosure

 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 55 homes in August to 53 in September. The number of Auctions increased from 25 to 42. There is a 6-month falling trend.

montgomery al foreclosure

 

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Midtown Montgomery Real Estate Trends - Sept 2011

by The Hat Team

A buyer purchasing a typical American home at the prevailing average mortgage rate today would have a mortgage payment of  $698 a month. This figure is not much different from what a home buyer would have faced 30 years ago. In 1981, home prices were much lower but mortgage rates were reaching 18 percent. Today, home prices have come down by about 33 percent on average from the bubble years, but prices still remain comfortably higher than those of the 1980s. However, thanks to record low mortgage rates, the monthly payment obligations have been greatly reduced. This should be good news and bring new buyers into the market. However, very tight underwriting standards, unfortunately, are keeping some good, hard-working Americans from taking advantage of the super affordable conditions.

Now take a look at how the Midtown Montgomery real estate market performed in September.

Midtown Montgomery real estate sales statistics for September show the average sales price decreased by 14% to $143,362 when compared to September 2010.  The number of homes sold decreased by 4% in September 2011.  The median sales prices decreased by 5%, and market times increased 25% or 45 days.  The highest selling home price decreased by 7%, and the lowest selling home price decreased by 99%.

Midtown Montgomery September 2011 September 2010
Homes Sold 24 25
Average Selling Price $ 143,362 $ 166,118
Median Selling Price $ 130,500 $ 137,000
Days On The Market 179 134
Highest Selling Price $ 425,000 $ 455,000
Lowest Selling Price $ 1 $ 6,000

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

Montgomery Real Estate For Sale: 6524 Cypress Lane Montgomery, AL 36117

MLS#287958

Tucked away on a quiet side street in this East Montgomery neighborhood, you will find this cute brick home perched on a knoll. Large open backyard feels more like country living than city, and there is plenty of room for you, your kids, and/or pets to roam. Open floor plan means you can be in the kitchen and still see your family and friends in the large breakfast/dining area and family room. Close to all the conveniences of town, yet just far enough out to feel like you have some "breathing" room. 

Search all Montgomery AL Real Estate And Homes For Sale. 

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

 

Montgomery Halloween Happenings

by The Hat Team

halloweenThere's a goblin at my window,
A monster by my door.
The pumpkin at my table
Keeps on smiling more and more.
There's a ghost who haunts my bedroom,
A witch whose face is green.
They used to be my family,
Till they dressed for Halloween.
- by Sandra Liatsos

It’s nearly that time of year again—Halloween, a time of ghosts and ghouls, tricks and treats, and costumes and candy!  Did you know that Halloween is second only to Christmas in terms of spending?  Yep--$1.2 million on costumes and another $2.5 million on candy, decorations, and other themed paraphernalia! 

Other little-known facts include:

  • 86% of Americans decorate their houses.                                                  
  • 10% of pet owners costume their pets. (Click here for unique ideas)
  • 35 million pounds of candy corn are produce yearly. (How many are consumed in your Montgomery home?)

Halloween traditions are many and varied.  “Tis the night for donning a costume, wearing a mask, bobbing for apples, and, the children’s favorite—trick-or-treating.  Looking for something different to give to the little ones coming to your Montgomery home this year?  How about juice boxes, mini-marshmallows, popcorn balls, fruit roll-ups, 4 pack crayons, small glo-sticks, silly erasers, themed pencils, or goldfish snacks?

witchGhoulish Groaners:  

What is a mummy’s favorite music?    Wrap
Best Halloween insurance?  Mediscare
Favorite drink of ghosts and goblins?  Ghoulade    

Carving a Jack-o-Lantern

Be your pumpkin orange, white, green, and yes, even blue, you want the face on the porch of your Montgomery home to be individual and unique.  Get free templates to assist you in carving or for cut and paste faces here.

If you see a spider on Halloween, the spirit of a loved one is watching over you.

Costumes

Forget the old standbys of ghost and witch.  Get creative and think about the unusual.  A bearded lady? A cupcake?  Or perhaps popcorn or an aquarium?  Although the web is filled with sites which sell costumes, you can express yourself by making your own garb.  Check out CostumeIdeaZone.com for silly, serious, and/or super fast ideas.

scarecrowA kid came up with a bright idea to dress up as an IRS Agent. This way he could take 28% of the man's candy and leave without saying 'Thank You!' J)))

PROJECTS AND ACTIVITIES FOR THE YOUNG AND YOUNG AT HEART CAN BE FOUND AT Caboose.com, Halloween.com, ZombiePumpkins.com, and TheTeachersCorner.net.  For creative ideas such as wicked wreaths, friendly ghosts, fright lights, tasty treats, and much, much more, visit LowesCreativeIdeas.com.

HAPPY HALLOWEEN!  

Tips for Cleaning Up The Clutter

by The Hat Team

Why? How? What? Where?

Let’s start with the why? The most common incentive to clear away clutter occurs when you’re selling your Montgomery AL real estate and want to stage it for prospective buyers. Real estate agents will tell you that clutter-filled, disorganized homes appear smaller, and every website offering tips for a fast sale includes--and stresses- the need to show a clutter-free home. Another postitsstrong reason for eliminating clutter is to lower the stress in your life by having everything in its place ((how nice it would be not to spend valuable time and energy looking through clutter for misplaced items!) and returning home to a serene and neatly organized setting. (Polls and studies have shown that physical surroundings do indeed affect one’s level of stress. ) Other mess-removing motivators include selling unused items to bring in extra money, donating still-good items to people who need them, and joining the green movement by recycling unwanted possessions.

How to begin such a daunting task?

All “experts” in the field strongly advise tackling the job in small steps. Begin with one room at a time, play soothing music, and allocate 20 to 30 minutes a day to the job. Bring to each room boxes or bins labeled keep, toss, donate, and recycle. Be ruthless!! If you haven’t used an item in the past year, remove it from your Montgomery AL real estate. (Hint: also check expiration dates on foodstuffs when you de-clutter the kitchen.) Assess your storage capacity and discard accordingly.

What should you dispose of?

The most obvious clutter creators seem to be mail, clothing, newspapers and magazines, documents, books, and home décor accessories. Think, too, about furniture, baby items, food, toiletries, appliances, bedding, electronics, and hardware. Have you heard about the “80/20 rule”? It is generally believed that you can safely let go of 80% of the papers you’ve kept.

Where should your unneeded/unwanted treasures go?

For many of them, the answer is, of course, the trash. (You can easily arrange for bulk pickup for large items.) Others may be candidates for recycling. Perhaps you can list some of them under the Free tab on Craig list or search nearly 5000 groups who use discarded materials.

Ask around your community for organizations which would welcome used books and toys--libraries, hospitals, nursery schools, churches. Give old magazines to doctors’ offices. Lions Club groups collect old eyeglasses, and many organizations eagerly accept working but unwanted cell phones. There are innumerable websites which suggest new homes for your discards. Try RecycleNow.com or Earth911.com (supplies locations of local charities by zip code). Many organizations such as Goodwill Industries, Salvation Army, and Disabled Veterans, have handy drop-off boxes or centers or will come to your Montgomery AL real estate location for pickup. (Extra bonus: in addition to the joy of giving to others, you may also receive a tax deduction for your contributions.)

The fact that much of our clutter reflects our memories, values, and achievements makes it difficult to let go of it, but with strong motivation, resolve, and continued effort, you can free yourself of accumulated “stuff”, give yourself extra time, money, and energy, and lessen your stress level while enhancing the lives of others. How to keep your home this way? That’s another article!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Montgomery Real Estate For Sale: 66 County Road Clanton, Al 35045

MLS#285161

Once-in-a-lifetime opportunity! You win, builder loses, when you take advantage of the new low price on this brand-new home with granite countertops, tumbled marble backsplash, lifetime water heater and even an emergency connection to police/fire/ambulance assistance. All this in a secure gated community with its own private sewer system no more septic tank woes here. Call today for your private showing!

Search all Montgomery AL Real Estate And Homes For Sale.

 

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

Montgomery Real Estate For Sale: 322 County Road Clanton, AL 35045

MLS#285162

Once-in-a-lifetime opportunity! You win, builder loses, when you take advantage of the new low price on this brand-new home with granite countertops, tumbled marble backsplash, lifetime water heater and even an emergency connection to police/fire/ambulance assistance. All this in a secure gated community with its own private sewer system no more septic tank woes here. Call today for your private showing! 

Search all Montgomery AL Real Estate And Homes For Sale. 

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Montgomery AL Foreclosure Update

by The Hat Team

Foreclosure litigation is on the rise as borrowers are increasingly challenging foreclosures because mortgagees continue to struggle proving mortgage ownership,” says MortgageDaily.com’s partner Pat McManemin. “Repurchase and secondary market litigation is also increasing as institutions fight over responsibility for the substantial losses suffered by the holders of these loans.”

Foreclosure timelines have soared over the past year, with the average loan in foreclosure having been delinquent for a record 587 days as of June, according to Lender Processing Servicers. Slower processing has increased inventories of foreclosureforeclosures, both listings and “shadow” inventories, in markets across the nation. Concern over litigation is often cited as a contributing factor increasing the time it takes to process a foreclosure.

Short sale transactions of Montgomery AL foreclosures have long been problematic for buyers and sellers alike, with typical approval times of several months after a homebuyer first submits an offer. Factors slowing down short sale approvals and causing short sales to be less popular with first-time buyers include lost paperwork, coordination with multiple investors, slow appraisals, and mortgage servicer understaffing.

Because millions of homeowners share a feeling of helplessness, not knowing where they stand with their bank and not understanding the foreclosure process, a new resource called the Foreclosure Defense Academy aims to rescue these homeowners from their information abyss.  The assistance began with an educational webinar on Sept. 22 – 24, when viewers learned learn how to navigate their own foreclosure situation even without legal representation.

Topics covered in this online event included the securitization of loans and how it effects over 60 million mortgages today and explanations of how homeowners can navigate the foreclosure process to level the playing field with their bank. For homeowners of Montgomery AL real estate currently working with legal representation, the webinars helped them become an active participant in the process.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Montgomery Homes For Sale: 2245 Allendale Road Montgomery, AL 36111

MLS#287696 

Incredible redo on one of Montgomery most sought after addresses!! Beautiful mosaic tiled entryway leads to stunning library with built-in bookcases. New hardwood floors in library spill into formal dining room, which in turn leads to a completely remodeled kitchen featuring a newly tiled floor, new stone countertops, new stainless steel appliances (including range hood) and new cabinetry with soft close hinges and drawers. The living room offers new hardwood floors and a wood burning fireplace perfect for those chilly winter nights. The large adjoining sunroom has new tile floor and all new windows to help you enjoy the views of the brick patio and massive backyard-perfect for kids, pets, and gardening. The three bedrooms have durable and comfortable cork flooring. The master bathroom was completely remodeled and expanded with a new stylish vanity and newly tiled floor which flows up the wall to encase an oversized tiled shower. Protect your vehicles from the elements in the double carport. This very well done remodel also includes new paint inside and out plus a newly shingled roof! Seller's unexpected relocation is his loss and your gain. Renovations were done with the intention of long-term occupancy. Half-million dollar homes just a stone's throw away. Call us or your favorite agent for a look see before this great address belongs to someone else! 

Search all Montgomery AL Real Estate And Homes For Sale.

                                                                            

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

Montgomery Real Estate For Sale: 3386 Lexington Road Montgomery Al 36106

MLS#277076

Live Downstairs Rent Upstairs! She needs some lipstick and rouge, a little spackle and some eyeliner to be a very nice 3 bedroom 1 bath single family residence with a 2 bedroom 1 bath income producing apartment upstairs.  Or for the ambitious investor, a great duplex in a historically designated neighborhood with architectural controls.  Either way, this one is priced too good to pass up!  Call today to schedule an appointment to view this deal in Cloverdale. "Property to be sold as is."

Search all Montgomery AL Real Estate And Homes For Sale. 

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

Displaying blog entries 1471-1480 of 1998

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