Real Estate Information

March is here and chances are the winter doldrums are getting to you. Now is a good time to start tackling some home maintenance tasks that will remind you that spring is right around the corner!

Clean Your Gutters

Once the last frost of winter has passed, it is important to have your gutters and downspouts cleaned and, if necessary, repaired. Clogged gutters and downspouts can cause wood trim in the eaves to rot and that can leave an opening for all kinds of critters to invade your house. If you’re not sure what to look for, you can have a home inspector come and look for you.

Another benefit to cleaning out your gutters and downspouts early in the season is that it can help to prevent damage from spring rains. If they are installed and cleaned properly, they will divert water away from the house and keep it from collecting around your foundation.

Prep Your Yard

Your lawn may be looking sad as the winter months have taken their toll, but it doesn’t have to stay that way. Giving your lawn a little attention toward the end of winter will make for a lush, green lawn this spring and summer.

The first step is to aerate your soil. When soil is compacted, it is too hard for water, air and roots to penetrate. That makes it hard on grass. You can rent a core aerator from a local equipment rental store. A half day’s rental generally costs about $40. This machine, which resembles a large rotary tiller, uses steel tubes to take plugs of soil from the lawn and deposit them on the ground. You can reduce compaction by aerating once a year and this will increase the vitality of your lawn.

The second step is to mow the old grass low. If you have cool-season grass such as bluegrass, fescue, or perennial ryegrass, you can skip this part. But if you have warm-season grass such as Bermuda, buffalo grass centipede, St. Augustine or Zoysia you will want to mow that old, brown grass low at the end of winter to remove the accumulation of thatch, an accumulation of dead stems and leaves. If you leave the thatch, it will prevent water and nutrients from reaching the roots and will encourage disease. Cut Bermuda lawns to ½ inch and leave the clippings in place to decompose. Mow the other types to 1 inch. If you use a regular mower, bag the clippings; then compost or discard them. Mowing low allows more sun to reach and warm the soil which helps the grass to green up.

The final step is to stop weeds. As the temperatures rise and reach 70 degrees, the seeds of lawn weeds begin to sprout. Late winter is a good time to stop them by applying a pre-emergence lawn weed preventer. When used properly, it creates a barrier atop the soil to keep weeds from sprouting. Be sure not to aerate after using the weed preventer or you will break the barrier. Do not use this type of product if you are planting new grass though, because it will keep grass seeds from coming up as well.

Once you have your lawn ready, then you can start thinking about selecting plants and flowers for your home garden!

Caulk Windows and Doors

Winter can be hard on your home. Now is the time to inspect the caulking around your windows and doors and to repair any damage left behind by old man winter. Check around your windows, doors, and corner trim to prevent water infiltration and avoid costly repairs.

Using high-quality siliconized acrylic latex caulk that is rated for exterior use will cut down on the amount of caulking you will have to do. It has good adhesion and flexibility, cleans up easily with water, and is paintable as well. Make sure you know what you are doing and avoid common mistakes in caulking.

If you’re thinking about selling your home, spring home maintenance is a step toward making your house more alluring to potential buyers. 

If you are in the market to buy or sell a home (or both), let me Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: facebook.com, hrpressurewashing.com, peterdoranlawn.com, mrhandyman.com

1400 Midlane Court, Montgomery, AL 36106

MLS# 534490

2 Bedrooms | 2 Baths | 2,099 Square Feet | Cloverdale

Do you love the Cloverdale area, but are just not an "old house" person? This home might just be for you! Built in 1991 in the cul-de-sac of a quiet street just across from the Montgomery Country Club, this little gem has just within the last few years had a new roof, new HVAC, all new windows, new water heater, and upgraded electrical. Perfect for entertaining, the large great room has fireplace and built-ins, and the adjacent den/study also has built-in bookshelves as well as a nice sized closet, and could easily be converted to 3rd/guest bedroom. Big open kitchen has gas range, double ovens, built-in desk, and pantry. Breakfast room overlooks private patio. Cozy screened-in back porch allows outdoor living and has access from greatroom and master bedroom. Convenient staircase leads to attic with great storage and easy access to systems. 2 car garage keeps vehicles out of the weather! Great Midtown Montgomery location convenient to shopping, dining, and entertainment.

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team

Spring is approaching and with it, prime time for real estate transactions. Many people will be looking to purchase homes meaning home buying will become a “competitive sport”. This means that you will need to stand out to sellers if you want to “win” the house of your dreams. One way to show that you are serious about buying your dream home is to get pre-approved for a mortgage before starting your search. In fact, regardless of how competitive the market is, getting a mortgage pre-approval will give you the security of knowing what your true budget is, allowing you to know if a desired home is within your reach.

One of the many advantages of working with a local Realtor is that many have relationships with lenders who will be able to help you with this process. Once you have chosen a lender, you will need to fill out their loan application and provide them with vital information regarding your credit, debt, work history, down payment, and residential history.

There are “5 Cs” that aid in determining the amount you will be qualified to borrow:

1. Capacity: Your current and future ability to make payments.
2. Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash.
3. Collateral: The home or type of home that you want to purchase.
4. Character: Your history of paying bills and other debts on time.
5. Conditions: Current interest rates and amount of principal influence the lender’s likelihood of financing the borrower.

Getting pre-approved not only shows sellers you are serious, but also speeds up the process of completing the purchase once your offer has been accepted.

Even before you contact a mortgage lender, it’s a good idea to look at your credit score to see where you stand.

Here are some steps you can take to improve your credit score:

• Check your report for errors. If you find errors, dispute them with the credit bureaus. Having errors removed can improve your score.
• If possible, pay down balances on credit cards.
• Resolve collection accounts. If you have any accounts past due, it will have a negative effect on your credit report.
• Open a secured credit card. If your score is low, this can be an effective way to raise it.

Purchasing a new home is exciting but can also be stressful. Getting pre-approved for a mortgage will help alleviate some of that stress. So, if you are in the market to buy a house this spring, contact mortgage lenders now and get the process started!

If you are in the market to buy or sell a home  (or both), let me Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: fortunebuilders.com, divorcelendingassociation.com, realtor.com

1254 Westmoreland Avenue, Montgomery, AL 36106

MLS# 533298

4 Bedrooms | 3 Baths | 2,843 Square Feet | Cloverdale

This Old Cloverdale cottage might look unassuming from the street, but once inside you will be in awe! Casual living spaces blend with sunny nooks for reading, awesome live/workspace, a cool modern kitchen, and spacious family room with fireplace! Across the back double sliding doors and lots of windows give the feeling that you are living outdoors. Main floor has two bedrooms and two baths (one en suite and could be a first floor main.) Upstairs is the wonderful large main bedroom with walk-in closet, stunning cool bath, and 4th bedroom or bonus/main bedroom extension. Rear deck overlooks private fenced back yard, with plenty of room for pets or kids. Words simply can't do this marvelous, totally renovated Midtown Montgomery home justice, so call you favorite agent for a private tour! You will not be disappointed.

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team!

3253 Montezuma Road, Montgomery, AL 36106

MLS# 533244

2 Bedrooms | 1 Bath | 1,440 Square Feet | Cloverdale/Idlewild

This 2 bedroom, 1 bath Cloverdale cottage is sure to charm you from the moment you see it! Two large bedrooms, 1 full bath plus a bonus room that could be used as an office or nursery. The inside of this Midtown Montgomery home has been updated with a fresh coat of paint, including the kitchen cabinets. So many features throughout this home including beautiful crown molding, hardwood floors, walk-in pantry, formal dining area plus a breakfast room! The back has an expansive deck area overlooking the scenic backyard surrounded by a full privacy fence. The storage shed in the back has been freshly painted and is practically brand new! Schedule your appointment today!

Marketed by Montgomery AL Realtor, Joy Randolph, Sandra Nickel Hat Team!

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Today’s homebuyers are environmentally conscious, and they are looking for homes that are eco-friendly. Luxury homebuyers especially want design elements that support sustainability.  The National Association of Realtors' 2020  Report on Sustainability stated that 63% of members noted that promoting energy efficiency in listings was “very or somewhat valuable to them”.  In addition, millennials are big proponents of “green” living and with millions of them reaching the age where they are buying homes, there will be a large desire for eco-friendly homes that will play a part in protecting the planet.

So, how do you make your home eco-friendlier? 

It is surprisingly easy to upgrade your home with green features, while keeping it aesthetically pleasing.

Here are some ways to get started:

• USE ENERGY-EFFICIENT LIGHTBULBS
  

While they have been around for many years, lots of homeowners are just now beginning to use energy-efficient lightbulbs. They have many benefits, including reducing electricity use and extending the life of the bulb. Per Everyday Health if each American household exchanged one lightbulb for an energy efficient one, the country would save enough energy to light up to 2.5 million homes each year, and save $600 million in energy costs! One of the most common types of energy efficient lighting are LED bulbs. They come in all kinds of colors and styles and fit into current fixtures, making switching to energy efficient bulbs one of the easiest ways to go green.

• MAKE YOUR HOME A “SMART” ONE
  

Many people may think having a “smart home” is out of reach; that it’s something only luxury homeowners can afford. But truthfully, it’s one of the best ways to make your home eco-friendly and in the long run, it will save money. Home automation allows appliances to run with the lowest amount of energy required, thus creating lower bills for the homeowner. Automated controls save money, time, energy and reduce your carbon footprint. It’s a win for everyone to add smart home technology!

• INSTALL A GREEN ROOF
  

The desire to eat healthy has many people participating in home gardening. With that in mind, urban homeowners have started installing green roofs. There are many benefits to green roofs; they don’t require a backyard, they provide natural cooling, and they are aesthetically pleasing. But most importantly, they are energy efficient. During the summer a green roof protects the building from direct solar heat. When winter arrives, it minimizes heat loss thanks to the extra insulation on the roof. And finally, thanks to the energy conservation it provides, there are fewer greenhouse gas emissions.

• CREATE A LIVING WALL
  

If you enjoy gardening and desire to be environmentally friendly, consider creating a living wall in your home. Not only is a living wall a beautiful, organic addition to your living room, entryway, or terrace, it is also very eco-friendly. It provides natural insulation, reduces energy consumption, and aids in humidity level maintenance. They are especially popular in hot climates because they require less energy to cool your home.

If you are in the market to buy or sell a home (or both), let me Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: seagoinggreen.org, learn.eartheasy.com, safewise.com, construction21.org, florafelt.com

When people think about where they might retire, the first place that comes to mind is Florida. But Florida is far from the only place that is great for retirement. According to moneyrates.com, Alabama is one of the top ten places to retire in America in 2023. Between its rich culture and warm weather, Alabama is one of the best kept secrets of retirement opportunities. Finances are a vital aspect of retirement, and you want to live in a state where you can get the most bang for your buck without having to sacrifice comfort and enjoyment. And Alabama has a lot to offer in that respect.

You will find a lot of the same tax advantages in Alabama that you would find in Florida. Combined with the fact that Alabama is overall a less expensive place to live, it should be a top contender when deciding where to retire.

Consider these financial perks:

• While Alabama does have an income tax, it is one of the lowest in the county, and social security benefits are completely exempt.
• The cost of living in Montgomery, specifically is 12% lower than the national average.
• The cost of housing in Montgomery is 25% lower than the national average.
• Healthcare costs are lower in Alabama as well, 15% less than the national average.
• Retirees who own a home in Alabama benefit from one of the lowest property tax rates in the country, second only to Hawaii.

Other than it being a financially smart decision to retire to Alabama, here are several reasons that Montgomery is a wonderful place to live out your golden years:

1. The weather is ideal all year ‘round! With a subtropical climate, you will enjoy hot summers and mild winters.
    
2. Alabama’s capital city is filled with art and culture. The Scott & Zelda Fitzgerald Museum, Hank Williams Museum and Montgomery Museum of Fine Arts offer opportunities to experience the charming history of this southern town along with fine art from around the world. You will also be able to enjoy professional performances at the Montgomery Performing Arts Center, the Montgomery Ballet, and the Alabama Shakespeare Festival.
   
3. You can stay active and social at Montgomery Riverfront Park. Catch a ballgame featuring the Montgomery Biscuits at Riverwalk Stadium or take a riverboat cruise on the Harriott II.  Bring chairs or a blanket and grab a spot on the grass where you can watch a show or listen to music at the Riverwalk Amphitheater.
    
4. If you love outdoor living, one of the best parts of retiring in Montgomery will be the vast amount of green space and trails that are easy to access. Blount Cultural Park offers a dog park, open green space, a pond and more! Check out Eat South, Montgomery’s own urban teaching farm, or play nine holes at the golf course. Gateway Park offers hiking trails, or you can have a picnic, play horseshoes and check out the planetarium at Oak Park.
    
5. If you are a “foodie”, one of the best parts of living in Montgomery is all the incredible cuisine it offers!  From the finest southern cooking to the most exquisite fine dining, you will love the dining options in Montgomery!

Montgomery also boasts a plethora of senior living options that include living spaces that offer assisted living and onsite medical care.

So, if a lower cost of living, tax perks, mild weather, arts & culture, and green spaces all appeal to you, consider Montgomery, Alabama when making your list of possible places to retire.

If you are in the market to buy or sell a home (or both), let me Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: kmwealthmanagement.com, tmsfinancing.com, exploringmontgomery.com, pensionbee.com

​Perhaps you have imagined your dream house. You’ve pictured it in your mind, created lengthy Pinterest boards with images, but can only hope that you might find it in real life. Some buyers must look for a long time before finding the home of their dreams, but others know right away.

When reality matches the vision you have for your home, you might fall in love at first sight.

Here are some things that make buyers know they had found “the one” the moment they see it:

1. A GORGEOUS FRONT PORCH
   

Nothing says “welcome home” better than a beautifully appointed front porch. A creative front door with porch railings painted a complementary color is a great way to draw a potential buyer into a home. That first look can make or break the interest of buyers.

2. STANDING OUT AMONG THE CROWD

That neighborhood full of “cookie cutter” houses may be the right area for you, but you don’t want your house to look like everyone else’s. A home that stands out is the one for you. For example, maybe that one white brick house in a sea of red brick houses is just different enough to make it the right one for you.

3. LAYOUT

Open concept has been popular for a long time, but maybe your dream house affords more privacy. When you walk into a home that has defined rooms that serve specific purposes, you have found what you have envisioned as the perfect home for you.

4. THE GREAT OUTDOORS
   

Perhaps the inside doesn’t matter quite as much as the outside to you. Despite the imperfections in the house itself, that huge, beautiful yard is all you ever wanted. Or maybe any house in a neighborhood that provides access to walking trails and open spaces will do the job.

5. GOOD BONES

If your dream house is one that you design yourself, then you might just fall in love with a fixer upper that has good bones. Just make sure to educate yourself about what it will take to make the vision you have for your home a reality.

6. LOCATION

Do you have a work commute that sucks the joy out of life? Finding a home that is in just the right location can certainly be the fulfillment of a dream home!

7. KITCHEN
   

A chef’s kitchen with high end appliances and tons of counter and storage space may be all it takes for the cook in the family to say “this is the one!”

No matter what you are looking for in a “dream home”, Sandra Nickel and her Hat Team of professionals can help you find it. And if you are selling your home, they can assist you in highlighting those aspects that will make buyers fall in love at first sight!

If you are in the market to buy or sell a home (or both), let me Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: alcova.com, abeautifulmess.com, graceinmyspace.com, thescoutguide.com

3425 Wiley Road, Montgomery, AL 36106

MLS# 532479

4 Bedrooms | 2 Baths | 2,516 Square Feet | Ridgefield

This 4-bedroom traditional ranch-style home has plenty of room to spread out. Well-proportioned living and dining rooms flank the central foyer. The galley-style kitchen features double ovens and a good-sized breakfast room for informal dining. Convenient wet bar sits between the breakfast room and den/family room. Large den/family room has fireplace for cozy evenings. The rear screened porch is great for relaxing and entertaining friends, and the big, fenced backyard is a great place for kids and pets to play. Convenient Midtown Montgomery location near shopping, dining, and schools.

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team

If you are preparing to list your house for sale, you may be wondering if the financial reward will be worth the time, effort, and money to fix up things that are in disrepair or that are dated.  The answer to that question depends on a myriad of circumstances such as the current real estate market, the condition of competing inventory and whether the renovations that need to be made generally provide a return on investment.

Some home buyers are looking to purchase a “fixer-upper”. They are looking for properties priced to sell, perhaps because they don’t qualify for more expensive homes or maybe because they want to make a profit by refurbishing the home themselves.  Most fixer buyers want to do simple repairs such as painting walls, replacing light fixtures and putting in new carpet. Only a few want to take a house down to the studs and completely redo it. These potential buyers will want a price for the home that will allow for all the repairs, the inconvenience of doing the work, and often a bit more. For example, if a home is worth $200,000 refurbished, but still needs a new roof, and the roof costs approximately $10,000, a buyer most likely will not offer $190,000 for this home. The reason is that they can probably find a similar house that already has a new roof for $200,000 and save themselves the headache of replacing it themselves. A buyer in this situation might offer $175,000 or less, in which case it would make more sense for the seller to replace the roof and sell it for $200,000.

It is important to note that many buyers are looking for “turn-key” homes. They fear having to make major repairs because they might be costlier than anticipated or other problems might be revealed.

Even if the price is right, homes listed for sale in “as is” condition might not attract as many buyers.

However, before doing major renovations, there are many things to consider. Smart sellers will research what their home’s market value will be once improvements are made and compare it to the cost of the renovations. If an upgrade won’t provide return on the investment, it probably doesn’t make sense to do it. Knowing the condition of your competition is helpful.  For example, if other homes for sale in your neighborhood all have modern kitchens, it might make sense to update yours. This doesn’t mean you should tear it down and start from scratch.  Often a minor kitchen remodel will suffice. Also, keep in mind that kitchen and bathroom remodels are known to bring the best return on investment.

Start by making a list of the things in your home that are dated or in disrepair and then prioritize. 

Here is a list of 10 minimum improvements to make before putting your house on the market:

• Patch all holes and cracks in walls and ceilings.
• Fix all appliances and HVAC systems.
• Repair leaky faucets.
• Replace worn carpeting.
• Repaint dark or marred walls in neutral colors (not white).
• Replace broken windows.
• Repair the roof.
• Change dated light fixtures/ceiling fans.
• Replace old linens/window coverings.
• Fix any code violations.

If your real estate market is a sellers’ market and homes are moving quickly, you can get by with fewer fix ups, however a home that needs repairs will still deliver a lower price. If it’s a buyers’ market, people might not even be willing to look at homes that need repairs. Your Realtor will assist you in determining whether or not it is worth it to refurbish your home before putting it up for sale.

If you are in the market to buy or sell a home (or both), let me, Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: newamericanfunding.com, money.com, kiiky.com