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Displaying blog entries 691-700 of 1998

2059 Bullard St, Montgomery AL 36106

MLS# 429457

3 bedrooms | 1 bath | 1,416 square feet | Forest Park

Here is your opportunity to live in Midtown Montgomery, close to everything happening in this fun, hip, energetic part of town. This home has all the character you would expect in one of our Historic districts such as hardwood floors, high ceilings, with nice updates to the kitchen and bathroom. Enjoy outdoor living on the back deck and pergola covered terrace area, overlooking large fenced back yard. Budget friendly and ready to move into!

Marketed by Montgomery AL Realtor Billy Young, Sandra Nickel Hat Team!

 

Mortgage Loan Pre-Approval Will Make You Stand Out to Sellers!

by The Hat Team

Across the country right now, the number of buyers seeking homes far outnumbers the number of homes available.  Because of this, the housing market is super competitive and buyers often need to do something to stand out.  One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Even in a less competitive market, knowing your budget will give you security of knowing if a home is within your reach.

One of the many advantages of working with a local Realtor is that many have relationships with lenders who will be able to help you with this process.  Once you have chosen a lender, you will need to fill out their loan application and provide them with vital information regarding your credit, debt, work history, down payment and residential history.

There are 5 Cs that aid in determining the amount you will be qualified to borrow:

  • Capacity: Your current and future ability to make payments.
  • Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash.
  • Collateral: The home or type of home that you want to purchase.
  • Character: Your history of paying bills and other debts on time.
  • Conditions: Current interest rates and amount of principal influence lender’s likelihood of financing the borrower.

Getting pre-approved not only shows sellers you are serious, but also speeds up the process of completing the purchase once your offer has been accepted.

Many people overestimate the down payment and Credit Score needed to qualify for a mortgage.  If you are ready to buy, you may find yourself pleasantly surprised at what you can afford!  Contact Sandra Nickel and her team of professionals at 334-834-1500 and let them help you achieve your dream of home ownership today!

March is here and chances are the winter doldrums are getting to you.  Now is a good time to start tackling some home maintenance tasks that will remind you that spring is right around the corner!

Clean Your Gutters

Once the last frost of winter has passed, it is important to have your gutters and downspouts cleaned and, if necessary, repaired.  Clogged gutters and downspouts can cause wood trim in the eaves to rot and that can leave and opening for all kinds of critters to invade your house.  If you’re not sure what to look for, you can have a Home Inspector come and look for you.

Another benefit to cleaning out your gutters and downspouts early in the season is that it can help to prevent damage from spring rains. If they are installed and cleaned properly, they will divert water away from the house and keep it from collecting around your foundation.

Prep Your Yard

Your lawn may be looking sad as the winter months have taken their toll, but it doesn’t have to stay that way.  Giving your lawn a little attention toward the end of winter will make for a lush, green lawn this spring and summer.

The first step is to aerate your soil.  When soil is compacted, it is too hard for water, air and roots to penetrate.  That makes it hard on grass.  You can rent a core aerator from a local equipment rental store. A half day’s rental generally costs about $40.  This machine, which resembles a large rotary tiller, uses steel tubes to take plugs of soil from the lawn and deposit them on the ground.  You can reduce compaction by aerating once a year and this will increase the vitality of your lawn.

The second step is to mow the old grass low.  If you have cool-season grass such as bluegrass, fescue, or perennial ryegrass, you can skip this part.  But if you have warm-season grass such as Bermuda, buffalo grass centipede, St. Augustine or Zoysia, you will want to mow that old, brown grass low at the end of winter to remove the accumulation of thatch, an accumulation of dead stems and leaves.  If you leave the thatch, it will prevent water and nutrients from reaching the roots and will encourage disease.  Cut Bermuda lawns to ½ inch and leave the clippings in place to decompose.  Mow other types to 1 inch.  If you use a regular mower, bag the clippings; then compost or discard them.  Mowing low allows more sun to reach and warm the soil which helps the grass to green up.

The final step is to stop weeds.  As the temperatures rise and reach 70 degrees, the seeds of lawn weeds begin to sprout.  Late winter is a good time to stop them by applying a pre-emergence lawn weed preventer.  When used properly, it creates a barrier atop the soil to keep weeds from sprouting.  Make sure not to aerate after using the weed preventer or you will break the barrier.  Do not use this type of product if you are planting new grass though, because it will keep grass seeds from coming up as well.

Once you have your lawn ready, then you can start thinking about selecting plants and flowers for your home garden!

Caulk Windows and Doors

Winter can be hard on your home.  Now is the time to inspect the caulking around your windows and doors and to repair any damage left behind by old man winter. Check around your windows, doors, and corner trim to prevent water infiltration and avoid costly repairs.

Using high-quality siliconized acrylic latex caulk that is rated for exterior use will cut down on the amount of caulking you will have to do.  It has good adhesion and flexibility, cleans up easily with water, and is paintable as well.  Make sure you know what you are doing and avoid common mistakes in caulking.

If you’re thinking about selling your home, spring home maintenance is a step toward making your house more alluring to potential buyers.  The professionals on Sandra Nickel's Hat Team can help you get your house on the market and sold today!  Contact them at 334-834-1500.

Photo Credit: fullhartinsurance.com

6716 Old Selma Rd, Montgomery AL 36108

MLS# 428978

4 bedrooms | 2 bathrooms | 3,027 square feet | 1830

This exquisitely proportioned home represents the transition from the Federal style to that of Greek Revival and is nestled on a small estate in the bucolic outskirts of Montgomery, just 7 miles from bustling downtown and 10 minutes from Montgomery Regional Airport. Modern bathrooms and updated kitchen blend beautifully with the original historic and architectural stylings of the original structure listed on the Alabama Historic Register of Landmarks and Heritage. The 3,000+ square foot house boasts large central hallway, original high ceilings, heart pine floors, many original windows, four fireplaces, and is of massive hand-hewn construction. The magnificent formal gardens, including a pond, Italian cypress allee, topiary hedges, fruit tree orchard, rose garden, shade garden, perennial garden, boxwood sculpture garden, and maze garden were created by noted landscape designer Martin Mayer who used elements of Italian, English landscape, Victorian, and early 20th century designs. A detached structure contains a workshop, storage, 2 car garage and 2 car car-port. This is truly a magnificent estate for anyone who appreciates history, historical architecture, and lush landscaping. Oh, and did I mention that Tallulah Bankhead visited her great grandmother and slept here many times!

Marketed by Montgomery AL Realtor Billy Young, Sandra Nickel Hat Team!

3135 Cloverdale Rd, Montgomery AL 36106

MLS# 428910

3 bedrooms | 2 baths | 2,549 square feet | 1927

Ideal location in Cloverdale Idlewild; right across from the park and just in time for the Spring Concert Series! Get ready for lots of entertaining because all your family and friends are going to want to hang out at your house! This wonderful home has been meticulously maintained and beautifully updated with fresh paint, new flooring, new lighting, and new appliances. The kitchen has brand new cabinets for plenty of storage, granite counter tops and a cool tiled back splash. Don't miss the renovated laundry room with tons of storage as well as a sink. All the bedrooms are spacious and have hard wood floors. Tons of living space inside with the formal living room, dining room, family room and upstairs bonus room/loft. But the best might be the fabulous outdoor living with private screened in porch, enormous deck, large back yard with privacy fence and fire pit in the front. This house has it all, including a prime location in Midtown Montgomery! Check it out before someone else does!


Marketed by Montgomery AL Realtor Lauren Layfield, Sandra Nickel Hat Team!

663 Hubbard St, Montgomery AL 36106

MLS# 428715

3 bedrooms | 2 baths | 1,464 square feet | Cloverdale/Idlewild

Located on a quiet, tucked away street in Cloverdale/Idlewild, this quaint cottage is calling you home. Living room and dining room plus a cozy sunroom share the first floor with the master bedroom and bath. Upstairs you will find two more bedrooms with a hall bath for guests. The eat-in kitchen has been recently updated, and the deck off the kitchen is a perfect place for cookouts or just relaxing. Fenced back yard is pet friendly. Don’t miss out on this charming home convenient located in Midtown Montgomery!

Marketed by Montgomery AL Realtor Billy Young, Sandra Nickel Hat Team!

 

Must Love Dogs: How to Find a Dog Friendly Neighborhood

by The Hat Team

When searching for your new home you want to make sure the neighborhood is a good fit for everyone in the family, including your pup. You will likely be looking for a nice yard, but it’s important to look beyond the property line. The type of neighborhood you end up in can make a huge difference in the quality of life for you and your fur babies. Here are a few signs that you have found a dog friendly environment:

  • There are more groomers in a two-mile radius than hair salons…walk in appointments welcome!
  • Restaurants and shops have water bowls and treats for visiting pups.
  • Pet waste stations are abundant.
  • The local dog park is always busy with happy pooches frolicking with friends.

Here are some more serious things to think about when considering the home and neighborhood that will work best for you and your pets:

  • NEIGHBORS WITH DOGS.  They will be more understanding if your dog occasionally barks and are more likely to be helpful should you need someone to let your dog out or walk them while you are away from the house.
  • PET SHOPS.  Areas with a lot of pets mean that there will be pet shops conveniently available.
  • SIDEWALKS. A neighborhood with sidewalks is idea for dog-walking.  Bonus point if they have waste stations too.
  • DOG PARKS. These are especially nice for urban areas. Check if there are off-leash hours or dog runs, or at least grassy areas where pups can run and play.
  • MEET-UP GROUPS. Check and see if there are local meet-up groups available for playdates with other families with dogs. This is a great way for you to make friends as well!

If you are looking to move to the Montgomery area and want to find a pet friendly neighborhood, contact Sandra Nickel at Homes for Sale in Montgomery  to start your home search today!

YOUR HOME SEARCH STARTS HERE           FIND OUT WHAT YOUR HOME IS WORTH

Photo Credit: puppyleaks.com

1483 S Perry St, Montgomery AL 36104

MLS# 428721

4 bedrooms | 3 baths | 3,251 square feet | Garden District

This Garden District home in Midtown Montgomery offers grand living on a large scale! Space abounds in this turn-of-the-century beauty with tasteful modern updates. Classic high coffered ceilings are present in the living room, parlor/music room (with giant pocket doors that really work) and banquet-sized dining room. The family-style updated kitchen opens to a big breakfast area with built-in seating and a light filled den/keeping room with cozy fireplace. This space overlooks a beautifully landscaped side courtyard with brick terrace. Also on the main level you will find a full bath and a den/study that could be (and currently is being) used as a first-floor bedroom if needed. The second floor has a large master bedroom, tons of closets, and an updated master bath with dressing area. Rounding out the upstairs are three more bedrooms, a nice hall bath, and a staircase to the third-floor attic area with endless storage and a large cedar-lined walk-in closet for off-season clothes. Don't miss this opportunity to own one of the Garden District's grand old dames.

Marketed by Montgomery AL Realtor Billy Young, Sandra Nickel Hat Team!

Upsizing - Now is the Time in Montgomery, AL

by The Hat Team

We hear a lot about people downsizing and simplifying, but if you are looking for a larger home, now is a great time to sell your smaller home and move up to something that better suits your wants and needs.  Perhaps you have a growing family and need more space, or an additional income-earner has joined your household or maybe you have enough equity in your current home that you can now afford your dream home. Whatever the reason, movin’ on up is an exciting prospect!

Ok, now let’s contain that excitement a bit and think about what it means to purchase a more expensive house.  First, just because you can afford something on paper, doesn’t mean you should commit all your resources to the most expensive property on your radar.  It would behoove you to take a thorough look at your current budget and then play with the numbers a bit to determine how much more you’re willing to spend each month on a higher mortgage payment.  A dream house is wonderful, but being house-poor is not.  Think about your lifestyle and don’t make the mistake of getting into a financial bind that doesn’t allow you to do the activities you enjoy.

When financing your new home, you have a couple of options.  If you haven’t sold your current home yet, you can choose a home equity loan or a bridge loan to make the down payment on the new home.  A home equity loan allows you to borrow against your current home’s equity and is usually less expensive than other loans.  A bridge loan is a short-term loan that is used until you can obtain permanent financing.  Because they are short term, the interest rates on them will be relatively high.

Before you put your house on the market and commit to purchasing a new one, educate yourself about the prices of houses in the areas where you will be selling and buying. Whether it’s a buyer’s market or a seller’s market, a professional Realtor will be able to assist you in navigating the process.  The goal is to sell high and buy low, and in today’s market that is an achievable dream!

YOUR HOME SEARCH STARTS HERE           FIND OUT WHAT YOUR HOME IS WORTH

Photo Credit: wmaproperty.com

Valentine's Day Wishes!

by The Hat Team

Courtesy of Montgomery AL Real Estate Expert Sandra Nickel.   

Displaying blog entries 691-700 of 1998

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