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Displaying blog entries 931-940 of 1998

Midtown Montgomery Home For Sale: 146 E Fairview Ave

Monday, March 7, 2016
by The Hat Team

146 e fairview ave

Midtown Montgomery Home For Sale:

146 E Fairview Ave, Montgomery AL 36105
MLS# 324485

Old House Lover’s Dream!

Classic design boasts large rooms and traditional layout suitable for most living needs. With hardwoods floors throughout most of the home, and architectural features such as antique mantles and arched openings and niches, this home is an old-house lover's dream. Two well-proportioned downstairs bedrooms share a recently renovated bath. Upstairs is a large den/family area with another huge bedroom and lots of quaint niche areas (and another full bath). Outside lovers will enjoy the pergola covered deck overlooking multiple garden areas in the big back yard. A recently built "barn" has been used as a man-cave, and could store your precious vehicle, motorcycles, or make a wonderful shop or studio. And with three more detached storage buildings on the property, uses are endless. A nice fire pit out back is made up of old stones and bricks unearthed on the property. This home is located in Midtown Montgomery and convenient to Cloverdale shopping and entertainment, and minutes from downtown business and FUN!

Marketed by Montgomery AL Realtors Sandra Nickel HatTeam!

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Midtown Montgomery Home For Sale: 3553 Thomas Ave

Thursday, March 3, 2016
by The Hat Team

Midtown Montgomery Home For Sale:

3553 Thomas Ave, Montgomery AL 36111
MLS# 324451

Remarkable Renovation With Premier Address!



A remarkable renovation has brought this Thomas Ave jewel back to life! Elegant and spacious sunken living room and adjacent step-up formal dining room will be the center of attention for entertaining. Fabulous NEW kitchen is a home cook's dream, with lots of space to spread out. Improvements include grand, open casual living spaces with multiple sitting/dining/ entertainment areas that flow well. Tons of natural light stream in through a wall of glass across the back of this space. For a large family or an extended one, this home now features TWO master bedrooms, on separate ends of the house. You won’t miss the mess and allergy problems with carpet as this home has gorgeous refinished hardwood floors and hard tile throughout. Enjoy outdoor living on the covered lanai, and across the expansive, deep back yard (back 1/3 separately fenced for dog run or other creative uses!) Please come preview this updated property with a premier address in Midtown Montgomery... you won’t be disappointed.

Marketed by Montgomery AL Realtors Sandra Nickel Hat Team!

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How to Get Your Free Credit Report

Wednesday, March 2, 2016
by The Hat Team

free credit report

Did you know that you are entitled to a free credit report once a year from all of the major credit reporting companies?  I don’t know about you but that is news to me!  If you are in the market to purchase a new home and have not had your credit report pulled lately you may be happy to find this news out!  By checking your credit report before you purchase a home or for any other reason for that matter you will be able to  see if there is anything on your credit report that is not accurate and remove it and you may also be able to find out if you have been the latest victim of identity theft.  The major credit reporting companies are Equifax, TransUnion, and Experian.  If you want to get your yearly free credit report  all you have to do is go to each of these sites and click on “Request Your Credit Reports”.  You can also send a letter to each of the three major credit reporting companies.   A few tips to follow are below.

  • Be sure that if you get on a credit report website and are asked for money that you do not respond. There are many hackers out there trying to get your information and this is just one of the many ways in which they do it. 
  • Do not give out your social security number unless you are on a site that you know is secure. 
  • Check your credit report every four months or so to be sure that your account hasn’t been compromised. 
  • There are credit monitoring companies you can hire to keep a watchful eye on your credit report if you feel it is necessary to do so. 

Again, be sure that you are not asked for any monies when trying to get your free credit report. Be assured that there are many companies out there that claim they will give you a free credit report only to ask you for your credit card information at the very last step.  Step away from those companies and continue with your search until you find one that lets you leave the page without asking for any form of payment.  Once you get your report you can then be on your way to making any changes needed to help improve your score.  When you get your credit where you want it and where it needs to be, the world will open up to you in ways you never thought possible. 

Courtesy of Montgomery AL Realtors Sandra Nickel Hat Team!

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Midtown Montgomery Home For Sale: 4609 Fox Den Lane

Tuesday, March 1, 2016
by The Hat Team

Midtown Montgomery Home For Sale:

4609 Fox Den Lane, Montgomery AL 36106
MLS# 324352

Great Space In Quiet Setting!

4609 fox den lane

Looking for great space and a quiet setting in Midtown Montgomery? This wonderful 4 bedroom brick home is tucked away on a cul-de-sac in the very back of conveniently located Young Place. Property backs up to nice wooded area, so no back neighbors to deal with (only peace and privacy!) Updated kitchen is spacious and a joy to cook in. An extra large breakfast room can double as a kids pay area or home office space. Master bedroom with plenty of closets is located downstairs, along with another guest bedroom and bath. Upstairs are two large bedrooms and a third bathroom. The attached carport and multiple parking spaces are perfect for a big family or lots of guests. The fenced back yard contains two storage buildings! Move-in ready, so call your favorite agent today to view this wonderful home.

Marketed by Montgomery Realtors Sandra Nickel Hat Team.

 

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Montgomery AL Home For Sale: 953 Green Ridge Ct

Thursday, February 25, 2016
by The Hat Team

Montgomery AL Home For Sale:

You Won’t Believe The Space!
4 bedrooms | 3 baths | 2,088 square feet | Forest Hills
MLS# 324150

953 Green Ridge Ct, Montgomery AL 36109

953 green ridge ct

One owner for the last 25 years and ready to downsize. Huge great room addition with fireplace and room for all the family. Kitchen has been updated with granite and hard tile floors. New interior doors throughout. Nice glassed in sun room off den. Good size detached workshop. Gazebo in backyard for relaxing. Four bedrooms and three updated baths will satisfy a large family. All for under $99,000 in beautiful tree covered Forrest Hills!!

Marketed by Montgomery AL Realtors Sandra Nickel Hat Team.

 

 

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Benefits Of Hiring a Realtor When Selling Your Home

Wednesday, February 24, 2016
by The Hat Team

hiring realtor

Selling your home is no easy task and this is especially true if you try to do it without the help of a Realtor.  Realtors are trained to be able to assist you in the purchase of your dream home and it is always a good idea to use them when you are ready to sell your home as well.  Many times folks put their house on the market thinking they can sell it “for sale by owner” but once they do this they soon realize they have bitten off more than they can chew!  In this blog post we are going to talk about why it is important to hire a Realtor to sell your home for you.  

  • Selling your home with a Realtor helping you takes a lot of the pressure off of you.  You won’t have to deal with all of the necessary paperwork and will be able to pay closer attention to the little details of the sale. 
  • If you choose to let a Realtor help you sell your home you will be able to do things such as de-clutter your home before you start showing it.  You may also have time to do some much needed renovations that may help you get more money for your house than if you left the renovations undone. 
  • Your Realtor will be able to get your house onto the internet where it will be opened up to a large market of people.  Your Realtor will also be able to list your home in real estate magazines that are easily accessible to a large number of people. 
  • Many times Realtors will be able upload an online tour of your home.  This is a great way to get your home in front of many prospective buyers. 
  • By hiring a Realtor to help sell your home he or she will be able to negotiate with the potential buyers better than you may be able to do yourself.  Sure you have to pay the Realtor for his or her services but in the long run it is more than worth it.

 If you get a good Realtor he or she will do whatever they can to sell your home and to get the amount of money you need out of the sale. 

Be sure to do your homework before hiring a realtor to sell your home.  You need to choose someone that matches your personality and someone that you can get along well with.  If you decide to hire a Realtor to sell your home, you will likely be very glad you did! 

Courtesy of Montgomery AL Real Estate Experts Sandra Nickel Hat Team.

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4 Savvy Hacks to De-clutter Your Home

Wednesday, February 17, 2016
by The Hat Team

declutter

Now is a perfect time to de-clutter your home if you are planning on putting it on the market this spring. Getting rid of unwanted or unnecessary items will be a great help to you when you begin having your house shown.  Here are 4 savvy hacks to de-cluttering your home.   

  1. A great way to get rid of things in your home  that you no longer use or want is to invite your friends and family over to look through it.  Your sister for instance may have had her eye on your collection of vases for a very long time and by letting her have them you may be creating a stronger bond with her all the while cleaning your house of items you no longer need. 
  2. Having a yard sale to de-clutter your home is always a good idea especially when it starts getting warm outside.  Folks love to attend yard sales and many folks attend them on a regular basis.  One suggestion, if you decide to de-clutter via yard sale,do not put prices on your items.  Putting prices on your yard sale items is basically a waste of time.  You can easily talk about a reasonable price with a customer once they have shown interest in an item.  If you have the items priced many times the potential customer will not even let you know they are interested in purchasing the item because they think you have it priced too high.
  3. Donating your household items to charity is a great way to not only get a tax benefit but to help people in need.  If you want to go a step further in this process you can ask if you can hand out items for free to those who come in for help.  You may be surprised at just how good it feels to help those less fortunate than yourself. 
  4. If you have some time on your hands and you don’t have to worry about getting your house on the market quickly, you can always sell your items on EBay.  You may get more money this way but it can take a bit longer than the other ideas. 

Hopefully this list of savvy tips for getting rid of your unwanted household items will help you on your way to a more streamlined home.  Again, whether you are planning to stay in your home for a few more years or you are planning to put it on the market, cleaning things out is always a great feeling!

Courtesy of Montgomery AL Real Estate Expert Sandra Nickel.

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Midtown Montgomery Home For Sale: 3150 Cloverdale Road

Wednesday, February 17, 2016
by The Hat Team

Midtown Montgomery Home For Sale:

3150 Cloverdale Road, Montgomery AL 36106
MLS# 324000

Gorgeous Mission Style Home with Guest House!

Gorgeous Mission style home across from Cloverdale Bottom Park in Midtown Montgomery. Great condition! Beautiful hardwood floors, big sunny windows throughout, sleek kitchen and custom cabinetry are just a few of the many quality features. Beauty of the interior is matched by exterior and grounds. A deep, private lot boasts a multi-level deck, interesting rock arch and koi pond. GUEST HOUSE and WORKSHOP also make this property a must see!

Marketed by Montgomery Realtors Sandra Nickel Hat Team.

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Things Mortgage Lenders Look For

Wednesday, February 10, 2016
by The Hat Team

mortgage

Getting a mortgage in 2016 is quite a bit easier than it has been in years past.  However, there are still certain things that mortgage lenders are looking for  when you apply for a home loan.  Keep in mind that although your credit score is important, there are other factors that come into play when applying for a home loan. 

  • The first thing that mortgage lenders are going to want to know from you is if you are a good credit risk.  They are going to look at your FICO score but they are also going to look at how you pay your bills.  If you want to get a good interest rate on your mortgage then you will want to make sure and pay your bills on time every time.  Your debt to income ratio is also going to play a key factor in what kind of interest rate you get on your home loan.
  • Lenders are going to want to know if you will be able to handle your house payment once you get into your new home.  In order to find this out they are going to look closely at how much you and your spouse make on a weekly or monthly basis.  They will also, as I already mentioned, look closely at your debt to income ratio.  Lenders also want to know that you have a steady job and that you have been there for a number of years.   
  • Lenders do NOT want you to go out and purchase new things for your new house on your credit card right before you get your home loan approval.  Many folks mess up by doing this type of thing right before they get their approval only to be devastated to find out that because they ran up debt on a credit card they are no longer going to be considered for the loan.  Play it safe and only make your new purchases for your new home once you are safely in your new home.   A good time to have a little extra money to purchase new items might be during the first month you are in your new home because many times your payments won’t start until you have been in your home for one month. 

These are just a few ideas to help you get the most out of your home mortgage.  Remember to shop around for the best match when it comes to a lender.  Although most lenders are good at what they do, they are not all created equal.  Do your best to work hard, pay your bills on time and not use your credit cards for large purchases and you will be well on your way to a home loan approval. 

Courtesy of Montgomery AL Real Estate Expert Sandra Nickel.

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Midtown Montgomery Home For Sale: 3547 Lancaster Lane

Wednesday, February 3, 2016
by The Hat Team

Midtown Montgomery Home For Sale:

3547 Lancaster Lane, Montgomery AL 36106
MLS# 323687

Ideal for Entertaining Family and Friends!

3547 lancaster lane

This lovely home in the desirable Hillwood section of Midtown Montgomery is awaiting its next family! Great living space with a formal living room, dining room, eat-in kitchen and cozy den with fireplace. Master suite has space for an office/study or a dressing room. Beautiful landscaping and private patio overlooking the salt water pool, with dog run and play area, ideal for entertaining family and friends. Charming home, check it today!

Marketed by Montgomery AL Realtors Sandra Nickel Hat Team!

 

 

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Displaying blog entries 931-940 of 1998

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